Key Takeaways

  • Idaho does NOT require pre-license education for insurance licenses
  • Pearson VUE administers Idaho insurance licensing exams
  • Passing score is 70% on all examinations
  • Exam fee is \$65 per exam
  • Fingerprinting required at testing center on exam day
Last updated: January 2026

Idaho Producer Licensing Requirements

Idaho has specific requirements for obtaining Life and Health insurance licenses.

Pre-License Education Requirements

No Pre-License Education Required

Idaho does NOT require pre-license education for insurance licenses:

RequirementStatus
Pre-License EducationNOT REQUIRED
Mandatory HoursNone
Specific CoursesNone

Key Points:

  • Idaho has no formal pre-licensing education requirement
  • Exam preparation courses are strongly recommended but not mandatory
  • Most candidates complete 20-40 hours of self-study
  • You can proceed directly to scheduling your exam

Exam Tip: While Idaho doesn't require pre-license education, the exam covers extensive material. Quality exam preparation is essential for success.

Examination Requirements

The Idaho insurance licensing examination:

Exam DetailRequirement
Testing ProviderPearson VUE
Life Insurance Exam100+ questions
Accident & Health Exam100+ questions
Time Limit2 hours per exam
Passing Score70%
Exam Fee$65 per exam
Remote TestingAvailable through OnVUE

Scheduling Your Exam

  • Online: pearsonvue.com
  • Phone: (800) 274-5993
  • Options: Test center or OnVUE online proctored
  • Must schedule at least 24 hours in advance

Examination Process

Scheduling the Exam

  1. Prepare using exam prep materials (strongly recommended)
  2. Schedule exam through Pearson VUE
    • Online at pearsonvue.com
    • Phone: (800) 274-5993
  3. Choose testing option:
    • Pearson VUE testing center (in-person)
    • OnVUE online proctored exam (at home)

Exam Day Requirements

What to Bring (In-Person):

  • Two forms of valid ID (both with signature, one with photo)
  • Government-issued: Driver's license, passport, military ID

Online Testing (OnVUE):

  • Private, secure testing environment
  • Webcam and microphone required
  • Valid photo ID
  • Compatible computer with reliable internet

Testing Rules:

  • No cell phones or electronic devices
  • No personal items at testing station
  • Results provided immediately after completion

Fingerprinting Requirements

Required for all resident applicants:

RequirementDetails
LocationTesting center on exam day
ProcessElectronic fingerprints
Validity6 months
TimingMust complete before license application

Important: Complete fingerprinting at the testing center on your exam day. Fingerprints are valid for 6 months.

Application Process

After passing the exam:

Application Steps

  1. Pass exam with 70% or higher
  2. Complete fingerprinting at testing center
  3. Apply within 180 days of passing exam through NIPR or Sircon
  4. Pay license fee - $80
  5. Await approval - Background check review

Application Timeline

  • Exam scores valid for 180 days (6 months)
  • Must submit application within 6 months of passing
  • If you don't apply within 180 days, you must retake the exam

Qualifications

To obtain an Idaho insurance license, you must:

  • Be at least 18 years of age
  • Be a resident of Idaho (for resident license)
  • Pass the licensing examination with 70% or higher
  • Complete fingerprinting and background check
  • Submit completed application through NIPR or Sircon
  • Pay applicable fees
  • Have no disqualifying criminal history

Moving to Idaho

If you're moving from another state:

  • Must obtain Idaho license within 90 days of moving
  • OR within 90 days of cancellation of former home state license
  • Can qualify without examination if meeting reciprocity requirements
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Idaho Insurance License Application Process
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