Key Takeaways
- Idaho insurance licenses must be renewed every 2 years (biennial cycle)
- Renewal requires 24 hours of continuing education, including 3 hours of ethics
- CE must be completed before license expiration
- License fee is \$80 for initial and renewal
- Address and name changes must be reported within 30 days
Last updated: January 2026
License Maintenance and Continuing Education
Idaho insurance licenses require ongoing maintenance through continuing education and timely renewal.
License Terms and Renewal
Biennial Renewal System
| Item | Requirement |
|---|---|
| License Term | 2 years (biennial) |
| License Fee | $80 |
| CE Completion | Must complete before expiration |
Continuing Education Requirements
Idaho requires 24 hours of CE every 2 years:
CE Breakdown
| Requirement | Hours |
|---|---|
| Total CE Hours | 24 |
| Ethics (required) | 3 |
| Electives | 21 |
Lines Requiring CE
CE is required for:
- Life Insurance
- Accident & Health Insurance
- Property Insurance
- Casualty Insurance
- Personal Lines
Exam Tip: Idaho requires 24 hours of CE every 2 years, including 3 hours of ethics. Make sure all CE is completed before your license expiration date.
CE Course Requirements
- Must be completed at Department-approved providers
- Online and classroom options available
- CE must be completed BEFORE license expiration
- CE credits reported electronically by providers
Renewal Process
Steps to Renew
- Complete 24 hours of CE (including 3 hours ethics)
- Log into NIPR at nipr.com or Sircon
- Verify CE completion is recorded
- Submit renewal application
- Pay renewal fee ($80)
Renewal Timeline
- Complete CE before license expiration
- Renew every 2 years
- Apply through NIPR or Sircon
Reporting Requirements
Idaho producers must notify the Department of changes within 30 days:
Required Notifications
- Change of business address
- Change of residence address
- Change of name
- Administrative actions by other states
- Criminal charges or convictions
How to Report
- Update through NIPR online portal
- Or submit in writing to Department
- Failure to report is a violation
Non-Resident Licensing
Idaho has reciprocity with most states:
- Non-residents with active home state license can apply
- Same lines of authority as home state
- No exam required if home state license is current
- Must maintain home state license in good standing
- Apply through NIPR or Sircon
Disciplinary Actions
The Department can take disciplinary action against licensees for violations:
Grounds for Discipline
- Violating insurance laws or regulations
- Fraudulent or dishonest practices
- Misappropriation of funds
- Misrepresentation to clients
- Failure to maintain CE requirements
- Failure to report required information
- Criminal conviction
Types of Discipline
| Action | Description |
|---|---|
| Warning | Minor first offense |
| Probation | License continues with conditions |
| Fine | Monetary penalty |
| Suspension | Temporary loss of license |
| Revocation | Permanent loss of license |
License Status Types
| Status | Meaning |
|---|---|
| Active | License current and in good standing |
| Inactive | Not actively selling (voluntary) |
| Expired | License term ended, not renewed |
| Suspended | Temporary disciplinary action |
| Revoked | License permanently cancelled |
| Cancelled | Voluntarily surrendered |
Test Your Knowledge
How many hours of continuing education does Idaho require for license renewal?
A
B
C
D
Test Your Knowledge
How often must Idaho insurance licenses be renewed?
A
B
C
D
Test Your Knowledge
How many hours of ethics CE are required for Idaho license renewal?
A
B
C
D
Test Your Knowledge
What is the license fee for Idaho insurance producers?
A
B
C
D