Key Takeaways
- Arizona requires 40 hours of pre-license education for Property & Casualty insurance
- The Arizona P&C exam requires 70% to pass and is administered by Prometric
- All applicants must complete fingerprinting for a background check through approved vendors
- Arizona license application fee is $50; licenses are valid for 2 years
- Applicants have 12 months from completing pre-license education to pass the state exam
Arizona P&C Producer Licensing Requirements
Arizona has specific requirements for obtaining a Property & Casualty insurance producer license.
Pre-License Education Requirements
40 Hours Required
Arizona requires 40 hours of pre-license education:
| Requirement | Arizona |
|---|---|
| Pre-License Education | 40 hours |
| Course Provider | DIFI-approved |
| Valid For | 12 months after completion |
| Format | Classroom or online |
Important: You must pass the state exam within 12 months of completing your pre-license education or you'll need to retake the course.
Examination Requirements
The Arizona Property & Casualty examination:
| Exam Detail | Requirement |
|---|---|
| Passing Score | 70% |
| Testing Provider | Prometric |
| Exam Fee | Approximately $49 |
| Retake Policy | 24-hour wait, pay new fee |
| Results | Immediate |
License Types
| License Type | What You Can Sell |
|---|---|
| Property & Casualty | All property and casualty products |
| Personal Lines | Auto and homeowners only |
| Limited Lines | Specific products (credit, travel, etc.) |
Exam Tip: Arizona requires 40 hours of pre-license education and 70% to pass. Remember the 12-month window to pass after completing education.
Examination Process
- Complete 40 hours of DIFI-approved pre-license education
- Schedule exam with Prometric online or call
- Exam options: Prometric testing center (no remote proctoring)
- Bring valid ID with photo (driver's license, passport, military ID)
- Receive results immediately after exam
Background Check Requirements
Arizona requires fingerprinting for all insurance license applicants:
Fingerprint Process
- Requirement: Fingerprint clearance card or FBI background check
- Timing: Must complete before license issued
- Vendors: Arizona DPS-approved fingerprint locations
- Results: Submitted electronically to DIFI
- Cost: Approximately $67 for clearance card
Disqualifying Factors
DIFI considers criminal history when evaluating applications:
- Felony convictions
- Misdemeanors involving fraud, dishonesty, or breach of trust
- Administrative actions in other states
- Pattern of violations
- Crimes of moral turpitude
License Application
After passing the exam:
| Item | Details |
|---|---|
| Application | Submit online through DIFI |
| License Fee | $50 |
| Processing Time | 2-4 weeks after fingerprints clear |
| License Term | 2 years |
Resident vs. Non-Resident
- Resident: Must live in Arizona
- Non-Resident: Must hold active home state license
- Reciprocity: Arizona has agreements with most states
How many hours of pre-license education does Arizona require for a P&C license?
What is the passing score for the Arizona P&C exam?
How long after completing pre-license education must an Arizona candidate pass the P&C exam?