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Free Arkansas P&C Exam Prep

Arkansas Property & Casualty Insurance

Pass your Arkansas P&C exam without spending hundreds on expensive prep courses. Free study guides, practice questions, and AI-powered learning.

Your Study Path

Arkansas Property & Casualty Insurance License: Complete Roadmap

Follow this path to maximize your chances of passing on the first try

1

National P&C Fundamentals

Master foundational P&C insurance concepts: property insurance basics, casualty insurance principles, policy structures, and general insurance concepts.

20
hours
Start this step
2

Arkansas P&C RegulationsYou are here

Study Arkansas-specific laws including AID regulations, tornado and severe weather coverage, 25/50/25 auto liability minimums, and mandatory UM/UIM requirements.

15
hours
3

Arkansas Property Insurance

Learn homeowners requirements, tornado/severe weather coverage, flood insurance considerations, and Arkansas-specific property regulations.

10
hours
4

AR Pre-License Course

Complete mandatory 20-hour AID-approved pre-license education course covering Arkansas Insurance Code and producer ethics.

20
hours
Estimated total study time
65 hours
That's about 7 weeks at 10 hours/week

Can You Take the Arkansas P&C Exam?

Check if you meet the basic eligibility requirements

Age
18 years or older
Education
20 hours pre-license education from approved provider
Background Check
Required via AID fingerprinting ($24)
Fingerprinting
Required - submit before examination
Additional Requirements
  • Pre-license certificate valid for 2 years
  • Must pass exam within 90 days of approval to test
  • Maximum 3 exam attempts within 90-day permit period
  • After 3 failures or 90 days: 4-week wait and restart process
  • Two forms of ID required at testing center
  • Must bring pre-license course completion certificate

Arkansas P&C Quick Facts

Time to Get Licensed

3-5 weeks

From start to license in hand

Exam Provider

PSI Services

Remote Testing Available
Schedule Your Exam

Retake Policy

Max 3 attempts within 90-day permit; 4-week wait after 3 failures

Temporary License

90-day temporary license available with qualified sponsor

Total Cost Breakdown

Exam Fee$50
Application Fee$15
Fingerprint Fee$24
Pre-License Education$100-200 (20-hour course required)
NIPR Transaction Fee$5.60
Total Estimated Cost$194-294

Exam Exemptions

Holders of these professional designations may be exempt from all or part of the exam:

CPCU

Chartered Property Casualty Underwriter - may qualify for exam exemption

CIC

Certified Insurance Counselor - may qualify for exam exemption

Why Choose Us

Free Arkansas P&C Prep That Actually Works

The official pass rate is ~65-70% (varies by attempt). Our students do better.

450+ Practice Questions

More free questions than most paid courses

AI Tutor Explains Mistakes

Understand why answers are wrong, not just which ones

Updated for 2026

Content reflects latest exam changes

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What You'll Study

5 chapters covering everything you need to pass

Arkansas P&C-Specific Topics Covered

Arkansas Insurance Department (AID) RegulationsAID Commissioner (appointed by Governor)Arkansas Insurance CodeAuto Insurance Minimums (25/50/25)Mandatory UM/UIM CoverageTornado and Severe Weather CoverageArkansas FAIR Plan EquivalentWorkers' Compensation RequirementsProducer Licensing RequirementsNational Flood Insurance Program (NFIP) - 3hr course first renewalContinuing Education (24 hours/2 years, 3 ethics)Pre-License Education Requirements (20 hours)
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Arkansas P&C Exam Details

Arkansas Property & Casualty Insurance

Administered by Arkansas Insurance Department (AID)

Official Source
70%
Passing Score
160
Questions
3
Hours
$50 exam fee + $15 license application + $24 fingerprint + $5.60 NIPR
Exam Fee
Study time: 60-80 hours
Prerequisites: 20 hours pre-license education (course certificate required)

Exam Content Breakdown

Based on the official Arkansas Insurance Department (AID) content outline

AR Regulation15%

AID structure, Commissioner oversight, licensing requirements

Property Insurance Laws25%

Homeowners, tornado coverage, flood, severe weather

Casualty Insurance Laws35%

Auto 25/50/25 minimums, mandatory UM/UIM, liability

Ethics & Prohibited Practices25%

Claims handling, unfair practices, producer conduct

What's Included

5 Chapters

Complete exam coverage

Practice Quizzes

With detailed explanations

Free to Start

No credit card required

Ran Chen - AI Engineer, CFP®
CFP®
Why It's Free

Quality Exam Prep Shouldn't Cost Hundreds

I'm Ran Chen, an engineer with 20+ years of coding experience. I passed my Life Insurance license, EA exam, SIE, Series 6, 63, 65, and finally the CFP® exam.

Through all these exams, one thing became clear: exam prep is expensive. But with AI, we can change that. Quality preparation can now be free for everyone.

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What's Next After the Arkansas P&C?

After passing the Arkansas P&C, you can pursue these career paths

Arkansas P&C Exam FAQ

Official Arkansas Insurance Department (AID) Resources

Verify information with these official sources

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