Arkansas Property & Casualty Exam Overview

Welcome to OpenExamPrep's FREE Arkansas Property & Casualty Insurance exam prep guide. This comprehensive resource covers Arkansas-specific regulations, licensing requirements, and state insurance laws you need to know to pass your exam and begin your career as a licensed P&C producer.

About the Arkansas P&C Exam

The Arkansas Property & Casualty insurance examination is administered by PSI Services LLC on behalf of the Arkansas Insurance Department (AID). The exam tests your knowledge of:

• Arkansas insurance law and regulations
• Property insurance principles and coverages
• Casualty insurance including auto and liability
• Policy provisions and endorsements
• Ethics and professional conduct
• Claims handling and consumer protection

Exam Structure

Important: Arkansas requires you to pass both the General Knowledge and State Law sections. Your performance on the 10 pretest questions does not affect your score.

Pre-Licensing Education Requirements

Before scheduling your Arkansas P&C exam, you must complete:

Required Education

Education Topics Covered

1. Property Insurance (20 hours)

   • Homeowners insurance
   • Commercial property
   • Inland marine
   • Fire and allied lines

2. Casualty Insurance (20 hours)

   • Auto insurance
   • General liability
   • Workers' compensation
   • Professional liability

3. Arkansas Insurance Law (integrated)

   • State regulations
   • Consumer protection
   • Licensing requirements
   • Ethical standards

Exam Tip: Arkansas requires 40 hours of pre-licensing education—more than many states. Most successful candidates spend an additional 40-60 hours on self-study and practice exams to achieve the 70% passing score.

License Application Process

Step-by-Step Process

1. Complete Pre-Licensing Education

   • Finish 40 hours from approved provider
   • Receive completion certificates
   • Certificates valid for application

2. Submit License Application

   • Apply through NIPR (National Insurance Producer Registry)
   • Complete background check
   • Pay application fee
   • Receive approval and Authorization to Test (ATT)

3. Schedule Your Exam

   • Register with PSI Services LLC
   • Schedule within 90-day window
   • Choose testing center or online proctored
   • Up to 3 attempts allowed in 90 days

4. Take the Exam

   • Arrive 30 minutes early
   • Bring two forms of identification
   • Pass with 70%+ score

5. Receive License

   • License issued upon passing exam
   • Valid for 1 year initially, then renewed biennially
   • Complete CE requirements for renewal

Total Costs

What This Guide Covers

This FREE study guide focuses on Arkansas state-specific content:

Chapter 1: Arkansas P&C Regulation & Licensing

• Arkansas Insurance Department structure and authority
• Producer licensing requirements and continuing education
• Ethics and professional responsibilities
• Prohibited practices and disciplinary actions

Chapter 2: Arkansas Property Insurance

• Homeowners insurance regulations
• Commercial property coverage
• State-mandated coverages and exclusions
• Claims handling requirements

Chapter 3: Arkansas Casualty & Auto Insurance

• Arkansas auto insurance minimum requirements (25/50/25)
• Mandatory uninsured/underinsured motorist coverage
• Liability insurance principles
• Workers' compensation regulations

Chapter 4: Arkansas Ethics & Professional Conduct

• Fiduciary duties to clients and insurers
• Disclosure requirements
• Consumer protection laws
• Professional standards

Note: This guide covers ONLY Arkansas state law. You must also study national P&C insurance principles to fully prepare for the exam.

Exam Content Distribution

The Arkansas P&C exam emphasizes:

Arkansas Insurance Department Contact

Important Resources

Testing Center Information

PSI Services LLC

• Website: www.psiexams.com
• Phone: (833) 518-7458
• Online scheduling available 24/7
• Multiple testing centers throughout Arkansas

How to Use This Guide

Study Strategy

1. Complete Pre-License Education First (40 hours required)
2. Read Each Chapter Thoroughly - Focus on Arkansas-specific regulations
3. Test Your Knowledge - Complete all quiz questions
4. Review Key Takeaways - Create flashcards from bullet points
5. Study National P&C Content - Use separate national study materials
6. Take Practice Exams - Aim for 90%+ before scheduling real exam

Recommended Study Timeline

Success Tip: Arkansas's 90-day / 3-attempt window creates urgency. Don't rush your preparation—give yourself 5-6 weeks to study thoroughly before your first attempt.

Next Steps

Ready to begin? Start with Chapter 1: Arkansas P&C Regulation & Licensing to learn about the Arkansas Insurance Department, licensing requirements, and professional responsibilities.

Good luck on your exam! 🎓