Government & Public Safety12 min read

Texas Notary Fees Per Signature in 2026 — FREE Guide

Texas notary fee schedule for 2026: $10 per acknowledgment, online notarization up to $25 extra. Full fee tables, new SB 693 rules, and exam prep.

Ran Chen, EA, CFP®April 5, 2026

Key Facts

  • Texas Government Code Section 406.024 caps the fee for most notarial acts at $10, covering acknowledgments, oaths, and certificates under seal.
  • Texas allows an additional $1 for each signature beyond the first on the same instrument under Section 406.024.
  • Texas Government Code Section 406.111 permits online notaries to charge up to $25 per online notarization on top of the regular fee.
  • Section 406.024 directs the Secretary of State to adjust the maximum notary fees for inflation once every five years using the Consumer Price Index.
  • SB 693 did not change any Texas notary fee; the $10, $1, and $25 maximums remained the same for 2026.
  • SB 693 applies to notary appointment or reappointment applications submitted on or after January 1, 2026.
  • Texas notaries have always kept a record book under Section 406.014; SB 693 added a 10-year record-retention requirement.
  • SB 693 requires up to two hours of Secretary of State education but does not mandate a separate pass-fail notary exam.
  • Texas notary commissions last 4 years, require a $10,000 surety bond, and carry a $21 Secretary of State filing fee.
  • The IRS standard mileage rate for 2025 is $0.70 per mile, often used as a baseline for mobile notary travel charges in Texas.

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Last updated: June 29, 2026. Based on Texas Government Code Section 406.024, Section 406.111 (online notarization), and Secretary of State guidance.

Texas Notary Fees: Quick Answer

Texas sets maximum fees that notaries public may charge for each notarial act under Texas Government Code Section 406.024. The key figures for 2026:

  • $10 for most notarial acts (acknowledgments, oaths, certificates under seal)
  • $1 per additional signature on the same instrument
  • Up to $25 additional for online notarization, under Section 406.111, on top of the regular fee
  • Notaries may charge less or waive fees entirely — these are caps, not mandatory charges

These maximum fees did not change in 2026. Senate Bill 693 (effective January 1, 2026) added education and record-retention rules but left every dollar amount in Section 406.024 untouched. Texas also does not regulate travel or mileage fees; those are agreed upon separately between the notary and the signer.


Complete Texas Notary Fee Schedule (2026)

The table below shows every fee authorized by Texas Government Code Section 406.024, plus the online-notarization fee set by Section 406.111.

Notarial ActMaximum Fee
Acknowledgment or proof of deed (first signature)$10
Each additional signature on same instrument$1
Administering oath or affirmation with certificate and seal$10
Certificate under seal not otherwise provided for$10
Notarial act not otherwise provided for$10
Copy of record or paper in notary's office$1 per page
Taking deposition of witness$1 per 100 words
Swearing witness to deposition$10
Protesting bill or note for nonacceptance or nonpayment, register and seal$4
Each notice of protest$1
Protesting in all other cases$4
Certificate and seal to a protest$4
Online notarization (Section 406.111, additional on top of regular fee)Up to $25

Important Notes on Fee Rules

  1. These are maximums, not requirements. A Texas notary may choose to charge less than the maximum or notarize for free. Many banks, libraries, and employer-sponsored notaries provide free notarization.
  2. Travel fees are separate. Texas law does not set or regulate travel or mileage charges. If a mobile notary charges for travel, this must be disclosed and agreed upon by the signer before the appointment.
  3. Fee disclosure is required. If you charge fees, you must post them prominently so signers can see the charges before the notarial act.
  4. Online notarization is additive. The up to $25 online notarization fee is charged in addition to the regular notarial fee. For example, an online acknowledgment of one signature could cost up to $35 ($10 acknowledgment + $25 online fee). The $25 covers identity verification and secure electronic storage of the notarization record.

Fees Are Adjusted for Inflation Every Five Years

A detail most fee guides miss: Section 406.024 directs the Secretary of State, once every five years, to adjust these maximum fees by the inflation rate the Comptroller determines from the Consumer Price Index for All Urban Consumers. No adjustment has taken effect for 2026, so the $10 / $1 / $25 figures above remain current. Always confirm the live schedule on the Secretary of State notary page before relying on it.


Texas Notary Fee Comparison by State

How do Texas notary fees compare to other large states?

StateAcknowledgment FeeOnline Notarization ExtraNotes
Texas$10Up to $25Additional signatures $1 each
California$15Not separately set$15 per signature per document
Florida$10Up to $25Same base fee as Texas
New York$2Up to $25Lowest base fee among major states
Illinois$1Not separately setVery low statutory fee
Pennsylvania$5Not separately setModerate fee
Ohio$5Up to $25Moderate base with online add-on
Georgia$2 per documentNot setPer document, not per signature

Texas sits in the middle-to-upper range nationally for acknowledgment fees. The $10 base fee is shared with Florida, while California charges $15 and New York charges only $2.


What Changed in 2026: SB 693 New Requirements

Senate Bill 693 (89th Legislature) was signed in 2025 and applies to notary appointment and reappointment applications submitted on or after January 1, 2026. It introduced these changes — note that none of them changed the fee schedule above:

RequirementBefore SB 693After SB 693 (2026)
Education courseNone requiredUp to 2 hours of Secretary of State education required
Record book (journal)Already required under Sec. 406.014Still required; now tied to retention rule
Record retentionNo fixed statutory period10-year retention of records (Sec. 406.014)
Notarial fees$10 / $1 / $25 capsUnchanged

Important correction many guides get wrong: SB 693 did not create the record book. Texas notaries have always had to keep a record book of every notarial act under Government Code Section 406.014. What SB 693 added is the 10-year retention period and made failure to retain records grounds for rejection or revocation of a commission. SB 693 also requires education only — the statute caps it at two hours and does not mandate a separate pass/fail examination.

Who Must Comply

SB 693's education requirement applies to applications for appointment or reappointment submitted on or after January 1, 2026. Notaries appointed before September 1, 2025 are not subject to the new initial-appointment education until they reapply or renew.

What the SOS Education Course Covers

The Secretary of State course (capped at two hours and accessed through the SOS Notary Portal) covers:

  • Texas notary law and duties
  • Proper identification of signers
  • Maintaining the notary record book
  • Fee schedules and disclosure requirements
  • Liability and consequences of misconduct
  • Online notarization rules

Record Book Requirements

Every Texas notary must maintain a record book (physical or electronic) of each notarial act, recording at minimum:

  • Date of each notarial act
  • Type of notarial act performed
  • Name and address of each signer
  • How the signer was identified
  • The fee charged (if any)

Under SB 693, these records must be retained for 10 years after the date of the notarization.


Mobile Notary Travel Fees: What to Know

Texas law is silent on travel or mileage charges, which means:

  • Notaries can charge for travel as a separate, negotiated fee
  • The fee must be disclosed and agreed upon before the appointment
  • Travel fees are not capped by statute
  • Travel fees must not be disguised as notarial fees

Reasonable Travel Fee Guidelines

While not legally mandated, most professional mobile notaries use the IRS mileage rate as a baseline:

YearIRS Standard Mileage Rate
2025$0.70 per mile
2024$0.67 per mile
2023$0.655 per mile

A common approach: round-trip mileage from the notary's office to the signing location, multiplied by the current IRS rate. Some mobile notaries charge a flat travel fee within a certain radius and mileage beyond that.

Best Practices for Mobile Notaries

  1. Quote the total fee upfront — notarial fee + travel fee, broken out separately
  2. Get written confirmation (text or email) that the client agrees to the travel charge
  3. Keep records of travel charges in your notary journal
  4. Never bundle fees — the notarial fee and travel fee must be itemized separately

How to Become a Texas Notary in 2026

Eligibility Requirements

To qualify as a Texas notary, you must:

  • Be at least 18 years old
  • Be a Texas resident (or maintain a place of business in Texas)
  • Not have been convicted of a felony or crime involving moral turpitude
  • Not have had a notary commission revoked in any state

Cost Breakdown

Cost ItemAmountNotes
Secretary of State filing fee$21Required with application
2-hour SOS education courseVaries (often free or $25-$75)New SB 693 requirement
$10,000 surety bondBond premium variesTypically $50-$100 for 4-year term
Notary seal (stamp)$15-$40Required to perform acts
Notary journal$10-$25Now mandatory under SB 693
Optional E&O insuranceVariesProtects the notary, not the public
Total estimated cost$100-$250Depends on provider choices

Application Steps

  1. Complete the 2-hour SOS course — new requirement under SB 693
  2. Obtain a $10,000 surety bond from a licensed surety company
  3. Complete the Notary Public Application (Form 2301) from the Secretary of State
  4. Submit application, bond, and $21 filing fee to the Secretary of State
  5. Receive your commission certificate — processing typically takes 2-3 weeks
  6. Purchase your notary seal and journal — you cannot perform acts without both
  7. File your oath of office with the county clerk where you reside

Commission Term

Texas notary commissions are valid for 4 years from the date of issuance. Renewal requires repeating the application process, including the SOS education course.


Common Mistakes That Cost Texas Notaries Money

1. Overcharging for Notarial Acts

Charging more than the statutory maximum is a violation. Each instance can result in complaints to the Secretary of State and potential commission revocation.

2. Not Disclosing Fees

If you charge fees, they must be posted or disclosed before performing the act. Surprise fees are prohibited.

3. Failing to Keep the Mandatory Record Book

Texas notaries have always had to keep a record book under Section 406.014, and SB 693 now requires retaining those records for 10 years. Failure to do so can result in disciplinary action and undermines your legal protection if a notarization is challenged.

4. Bundling Travel and Notarial Fees

Travel fees must be separate from notarial fees. Combining them into one charge can create the appearance of overcharging for the notarial act itself.

5. Not Completing the SOS Course Before Applying

SB 693 makes the education course mandatory. Submitting an application without proof of course completion will result in rejection and lost filing fees.


How Much Can a Texas Notary Earn?

Notary income varies widely based on services offered and volume:

ServiceTypical FeeVolume Potential
Standard acknowledgment$10 per actHigh (banks, offices)
Loan signing agent$75-$200 per signingModerate (requires training)
Mobile notary (travel + acts)$50-$150 per appointmentModerate
Online notarization$25-$35 per actGrowing rapidly
Depositions$1 per 100 words + $10 oathNiche market

Full-time mobile notaries and loan signing agents in Texas typically earn $30,000-$75,000 per year, depending on marketing, service area, and specialization.


Practice CTA

Ready to master Texas notary law and pass your exam? Get started with our free resources:


Official Sources (2026)

Test Your Knowledge
Question 1 of 5

What is the maximum fee a Texas notary may charge for an acknowledgment of a deed (first signature)?

A
$5
B
$10
C
$15
D
$25
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