Free West Virginia Life & Health Exam Prep
West Virginia Life, Accident, and Health Insurance
Pass your West Virginia Life & Health exam without spending hundreds on expensive prep courses. Free study guides, practice questions, and AI-powered learning.
Quick Facts
West Virginia Life & Health Insurance License: Complete Roadmap
Follow this path to maximize your chances of passing on the first try
Complete Pre-License Education
Enroll in WVOI-approved 20-hour pre-license course per line (40 hours for combined). West Virginia mandates pre-license education before sitting for the exam.
Life Insurance & AnnuitiesYou are here
Master life insurance products (term, whole, universal, variable), annuities (fixed, variable, indexed), policy provisions, beneficiaries, and West Virginia replacement regulations.
Accident & Health Products
Study medical expense insurance, individual and group health plans, disability income, long-term care, Medicare Supplement, and West Virginia health insurance regulations.
West Virginia Laws & Regulations
Focus on West Virginia-specific content: WVOI regulations, WV Insurance Code, WVLIGA guaranty association, unfair trade practices, and producer licensing requirements.
Can You Take the West Virginia Life & Health Exam?
Check if you meet the basic eligibility requirements
- •Pre-license: 20 hours per line (Life OR Health), 40 hours for both
- •Pre-license certificate required at exam (bring copy)
- •Life exam: 94 questions, 2 hours
- •Accident & Health exam: 96 questions, 2 hours
- •Exams administered by Pearson VUE ($88 fee)
- •Two forms of valid ID required at exam (at least one photo ID)
- •Fingerprinting via IdentoGO after passing exam
- •**MARCH 2025 UPDATE**: WVOI Licensing division implemented changes
- •CE requirements: 24 hours per 2-year period
Free West Virginia Life & Health Prep That Actually Works
The official pass rate is ~65-70% (first attempt). Our students do better.
500+ Practice Questions
More free questions than most paid courses
AI Tutor Explains Mistakes
Understand why answers are wrong, not just which ones
Updated for 2026
Content reflects latest exam changes
$0 Forever
No credit card, no trial, no upsells
What You'll Study
5 chapters covering everything you need to pass
Introduction: West Virginia Life & Health Insurance Exam Overview
1 sections
Chapter 1: West Virginia Insurance Regulation & Licensing
3 sections
Chapter 2: West Virginia Life Insurance Laws
3 sections
Chapter 3: West Virginia Health Insurance Laws
3 sections
Chapter 4: West Virginia Insurance Ethics & Prohibited Practices
3 sections
West Virginia Life & Health-Specific Topics Covered
10 free AI interactions per day
West Virginia Life & Health Exam Details
West Virginia Life, Accident, and Health Insurance
Administered by West Virginia Offices of the Insurance Commissioner (WVOI)
Exam Content Breakdown
Based on the official West Virginia Offices of the Insurance Commissioner (WVOI) content outline
~19 questions: Risk management, contract law, policy provisions
~24 questions: Term, whole, universal life, policy features
~11 questions: Annuity types, taxation, suitability requirements
~19 questions: Medical expense, disability, LTC, Medicare Supplement
~8 questions: Group life, group health, COBRA, HIPAA
~14 questions: WVOI regulations, WVLIGA, unfair practices, licensing
What's Included
5 Chapters
Complete exam coverage
Practice Quizzes
With detailed explanations
Free to Start
No credit card required
Quality Exam Prep Shouldn't Cost Hundreds
I'm Ran Chen, an engineer with 20+ years of coding experience. I passed my Life Insurance license, EA exam, SIE, Series 6, 63, 65, and finally the CFP® exam.
Through all these exams, one thing became clear: exam prep is expensive. But with AI, we can change that. Quality preparation can now be free for everyone.
What's Next After the West Virginia Life & Health?
After passing the West Virginia Life & Health, you can pursue these career paths
West Virginia Life & Health Exam FAQ
Official West Virginia Offices of the Insurance Commissioner (WVOI) Resources
Verify information with these official sources
More Free Resources
Ready to Start Your Free West Virginia Life & Health Prep?
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