Free Vermont Life & Health Exam Prep
Vermont Life, Accident, and Health Insurance
Pass your Vermont Life & Health exam without spending hundreds on expensive prep courses. Free study guides, practice questions, and AI-powered learning.
Quick Facts
Vermont Life & Health Insurance License: Complete Roadmap
Follow this path to maximize your chances of passing on the first try
General Insurance Concepts
Start with foundational insurance principles: risk management, contract law, policy provisions, and underwriting basics. These concepts form the basis for all insurance products.
Life Insurance & AnnuitiesYou are here
Master life insurance products (term, whole, universal, variable), annuities (fixed, variable, indexed), policy provisions, beneficiaries, and Vermont replacement regulations.
Accident & Health Products
Study medical expense insurance, individual and group health plans, disability income, long-term care, Medicare Supplement, and Vermont health insurance regulations.
Vermont Laws & Regulations
Focus on Vermont-specific content: DFR regulations, Vermont Insurance Code (Title 8), VTLIGA guaranty association, unfair trade practices, and producer licensing requirements.
Can You Take the Vermont Life & Health Exam?
Check if you meet the basic eligibility requirements
- •No mandatory pre-license education in Vermont
- •Pre-license courses recommended but not required by DFR
- •Exams administered by Prometric
- •Exam scores valid 2 years (longer than most states)
- •Submit license application within 12 months of passing
- •Temporary license available (180 days) for qualifying circumstances
- •**2026 RENEWAL**: License expiration 03/31/2026, 8 CE hours required
- •CE requirements: 8 hours per 2-year period (reduced from prior requirements)
Free Vermont Life & Health Prep That Actually Works
The official pass rate is ~70-75% (first attempt). Our students do better.
500+ Practice Questions
More free questions than most paid courses
AI Tutor Explains Mistakes
Understand why answers are wrong, not just which ones
Updated for 2026
Content reflects latest exam changes
$0 Forever
No credit card, no trial, no upsells
What You'll Study
5 chapters covering everything you need to pass
Introduction: Vermont Life & Health Insurance Exam Overview
1 sections
Chapter 1: Vermont Insurance Regulation & Licensing
3 sections
Chapter 2: Vermont Life Insurance Laws
3 sections
Chapter 3: Vermont Health Insurance Laws
3 sections
Chapter 4: Vermont Insurance Ethics & Prohibited Practices
3 sections
Vermont Life & Health-Specific Topics Covered
10 free AI interactions per day
Vermont Life & Health Exam Details
Vermont Life, Accident, and Health Insurance
Administered by Vermont Department of Financial Regulation (DFR)
Exam Content Breakdown
Based on the official Vermont Department of Financial Regulation (DFR) content outline
~20 questions: Risk management, contract law, policy provisions
~25 questions: Term, whole, universal life, policy features
~12 questions: Annuity types, taxation, suitability requirements
~20 questions: Medical expense, disability, LTC, Medicare Supplement
~8 questions: Group life, group health, COBRA, HIPAA
~15 questions: DFR regulations, VTLIGA, unfair practices, licensing
What's Included
5 Chapters
Complete exam coverage
Practice Quizzes
With detailed explanations
Free to Start
No credit card required

Quality Exam Prep Shouldn't Cost Hundreds
I'm Ran Chen, an engineer with 20+ years of coding experience. I passed my Life Insurance license, EA exam, SIE, Series 6, 63, 65, and finally the CFP® exam.
Through all these exams, one thing became clear: exam prep is expensive. But with AI, we can change that. Quality preparation can now be free for everyone.
What's Next After the Vermont Life & Health?
After passing the Vermont Life & Health, you can pursue these career paths
Vermont Life & Health Exam FAQ
Official Vermont Department of Financial Regulation (DFR) Resources
Verify information with these official sources
More Free Resources
Ready to Start Your Free Vermont Life & Health Prep?
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