Free AI Tutor Included10 questions/day

Free Vermont Life & Health Exam Prep

Vermont Life, Accident, and Health Insurance

Pass your Vermont Life & Health exam without spending hundreds on expensive prep courses. Free study guides, practice questions, and AI-powered learning.

Your Study Path

Vermont Life & Health Insurance License: Complete Roadmap

Follow this path to maximize your chances of passing on the first try

1

General Insurance Concepts

Start with foundational insurance principles: risk management, contract law, policy provisions, and underwriting basics. These concepts form the basis for all insurance products.

12
hours
Start this step
2

Life Insurance & AnnuitiesYou are here

Master life insurance products (term, whole, universal, variable), annuities (fixed, variable, indexed), policy provisions, beneficiaries, and Vermont replacement regulations.

18
hours
3

Accident & Health Products

Study medical expense insurance, individual and group health plans, disability income, long-term care, Medicare Supplement, and Vermont health insurance regulations.

15
hours
4

Vermont Laws & Regulations

Focus on Vermont-specific content: DFR regulations, Vermont Insurance Code (Title 8), VTLIGA guaranty association, unfair trade practices, and producer licensing requirements.

10
hours
Estimated total study time
55 hours
That's about 6 weeks at 10 hours/week

Can You Take the Vermont Life & Health Exam?

Check if you meet the basic eligibility requirements

Age
18 years or older
Education
No pre-license education required (Vermont has no mandatory pre-licensing, but courses are recommended)
Background Check
Required - criminal background check with license application
Fingerprinting
Not required - background check does not require fingerprints
Additional Requirements
  • No mandatory pre-license education in Vermont
  • Pre-license courses recommended but not required by DFR
  • Exams administered by Prometric
  • Exam scores valid 2 years (longer than most states)
  • Submit license application within 12 months of passing
  • Temporary license available (180 days) for qualifying circumstances
  • **2026 RENEWAL**: License expiration 03/31/2026, 8 CE hours required
  • CE requirements: 8 hours per 2-year period (reduced from prior requirements)
Why Choose Us

Free Vermont Life & Health Prep That Actually Works

The official pass rate is ~70-75% (first attempt). Our students do better.

500+ Practice Questions

More free questions than most paid courses

AI Tutor Explains Mistakes

Understand why answers are wrong, not just which ones

Updated for 2026

Content reflects latest exam changes

$0 Forever

No credit card, no trial, no upsells

Compare:
Kaplan $300+Achievable $200+OpenExamPrep $0

What You'll Study

5 chapters covering everything you need to pass

Vermont Life & Health-Specific Topics Covered

Vermont Department of Financial Regulation (DFR) RegulationsVermont Insurance Code (Title 8)Vermont Life & Health Insurance Guaranty Association (VTLIGA)Vermont No Pre-License RequirementVermont 2-Year Exam Score ValidityVermont Temporary License Provisions (180 Days)Vermont Replacement RegulationsVermont Senior Consumer Protections (Annuity Suitability)Vermont Unfair Trade Practices ActVermont Producer Licensing Requirements
Learn More with AI

10 free AI interactions per day

Vermont Life & Health Exam Details

Vermont Life, Accident, and Health Insurance

Administered by Vermont Department of Financial Regulation (DFR)

Official Source
70%
Passing Score
100+
Questions
2
Hours
$50 exam fee + $60 application fee
Exam Fee
Study time: 40-60 hours
Prerequisites: No pre-license education required (but recommended)

Exam Content Breakdown

Based on the official Vermont Department of Financial Regulation (DFR) content outline

General Insurance Concepts20%

~20 questions: Risk management, contract law, policy provisions

Life Insurance Products25%

~25 questions: Term, whole, universal life, policy features

Annuities & Taxation12%

~12 questions: Annuity types, taxation, suitability requirements

Health Insurance Products20%

~20 questions: Medical expense, disability, LTC, Medicare Supplement

Group Insurance8%

~8 questions: Group life, group health, COBRA, HIPAA

Vermont Laws & Regulations15%

~15 questions: DFR regulations, VTLIGA, unfair practices, licensing

What's Included

5 Chapters

Complete exam coverage

Practice Quizzes

With detailed explanations

Free to Start

No credit card required

Ran Chen - AI Engineer, CFP®
CFP®
Why It's Free

Quality Exam Prep Shouldn't Cost Hundreds

I'm Ran Chen, an engineer with 20+ years of coding experience. I passed my Life Insurance license, EA exam, SIE, Series 6, 63, 65, and finally the CFP® exam.

Through all these exams, one thing became clear: exam prep is expensive. But with AI, we can change that. Quality preparation can now be free for everyone.

Connect with Ran

What's Next After the Vermont Life & Health?

After passing the Vermont Life & Health, you can pursue these career paths

Vermont Life & Health Exam FAQ

Official Vermont Department of Financial Regulation (DFR) Resources

Verify information with these official sources

More Free Resources

Loading...
No Credit Card Required

Ready to Start Your Free Vermont Life & Health Prep?

Join thousands of candidates who passed their exams using our free study materials.

Start Chapter 1 Free