Free AI Tutor Included10 questions/day

Free RI P&C Exam Prep

Rhode Island Property & Casualty Insurance

Pass your RI P&C exam without spending hundreds on expensive prep courses. Free study guides, practice questions, and AI-powered learning.

Your Study Path

Rhode Island Property & Casualty Insurance License: Complete Roadmap

Follow this path to maximize your chances of passing on the first try

1

Master RI Common Law FirstYou are here

Prioritize DBR authority, producer licensing rules, unfair practices, guaranty association, premium financing, and privacy because common RI law appears in both Property and Casualty state sections.

28
hours
2

Build National Property Core

Drill homeowners/dwelling/commercial property forms, valuation, and policy provisions for the 50-question national Property section.

24
hours
Start this step
3

Build National Casualty Core

Focus on CGL, PAP/BAP, workers compensation concepts, negligence, and policy conditions for the 50-question national Casualty section.

26
hours
Start this step
4

Finish RI Property and Casualty Specific Law

Memorize RIJRA, flood/lead/wind topics, RI Auto Plan, 25/50/25 limits, and workers compensation applicability before running timed mixed sets.

22
hours
Estimated total study time
100 hours
That's about 10 weeks at 10 hours/week

Can You Take the RI P&C Exam?

Check if you meet the basic eligibility requirements

Age
At least 18 years old for producer licensing
Education
No pre-licensing education requirement listed in RI DBR producer FAQ
Background Check
Background review may apply during resident producer licensing
Additional Requirements
  • First-time Property & Casualty candidates must register for both Property Producer and Casualty Producer exams
  • Passing score is scaled 70 on each required exam
  • Resident producer CE is 24 hours every 2 years, including 3 ethics hours
  • Producers selling flood insurance must complete a 3-hour flood course by first renewal
  • A 3-hour anti-fraud course is required in each two-year CE cycle

RI P&C Quick Facts

Time to Get Licensed

4-8 weeks for most candidates

From start to license in hand

Exam Provider

Pearson VUE

In-Person Only
Schedule Your Exam

Retake Policy

Retake scheduling is handled through Pearson VUE; each new reservation requires a new exam fee under current program rules.

Total Cost Breakdown

Exam Fee$80 per major line (Property or Casualty)
Total Estimated Cost$80-$160 for required exams depending on same-session scheduling discount, plus separate licensing fees
Why Choose Us

Free RI P&C Prep That Actually Works

The official pass rate is Not publicly reported by RI DBR / Pearson VUE. Our students do better.

200+ Practice Questions

More free questions than most paid courses

AI Tutor Explains Mistakes

Understand why answers are wrong, not just which ones

Updated for 2026

Content reflects latest exam changes

$0 Forever

No credit card, no trial, no upsells

Compare:
Kaplan $300+Achievable $200+OpenExamPrep $0

What You'll Study

5 chapters covering everything you need to pass

RI P&C-Specific Topics Covered

Rhode Island DBR Insurance Division authority and producer regulationSeparate Property and Casualty exam structure for first-time P&C candidatesRhode Island Joint Reinsurance Association (RIJRA) residual property marketFlood notice, lead poisoning coverage, and hurricane/windstorm deductible rulesRhode Island Automobile Insurance Plan (assigned risk mechanism)Compulsory auto insurance and financial responsibility minimums of 25/50/25UM/UIM framework and cancellation/nonrenewal concepts in Rhode Island casualty lawWorkers compensation applicability for employers and medical malpractice JUA concepts
Learn More with AI

10 free AI interactions per day

RI P&C Exam Details

Rhode Island Property & Casualty Insurance

Administered by Rhode Island DBR Insurance Division / Pearson VUE

Official Source
70 (scaled score)
Passing Score
Property:
Questions
2
Hours
$80 per major line (Property or Casualty), with buy one/get one free when scheduled together
Exam Fee
Study time: 70-110 hours
Prerequisites: No pre-licensing education requirement listed by Rhode Island DBR; pass required exams and complete resident producer licensing workflow

Exam Content Breakdown

Based on the official Rhode Island DBR Insurance Division / Pearson VUE content outline

Property Producer General Knowledge31.6%

Property policies, insurance terms, and policy provisions from the national property section

Casualty Producer General Knowledge31.6%

Casualty policy types, liability terms, and policy provisions from the national casualty section

Rhode Island Common P&C Law25.3%

Commissioner authority, producer licensing, unfair practices, guaranty association, premium financing, and privacy

Rhode Island Property-Specific Law3.8%

RIJRA, flood notice, lead poisoning coverage rules, and hurricane/windstorm deductible rules

Rhode Island Casualty-Specific Law7.6%

RI auto plan, compulsory insurance, financial responsibility, UM/UIM, workers compensation, and medical malpractice JUA

What's Included

5 Chapters

Complete exam coverage

Practice Quizzes

With detailed explanations

Free to Start

No credit card required

Ran Chen - AI Engineer, CFP®
CFP®
Why It's Free

Quality Exam Prep Shouldn't Cost Hundreds

I'm Ran Chen, an engineer with 20+ years of coding experience. I passed my Life Insurance license, EA exam, SIE, Series 6, 63, 65, and finally the CFP® exam.

Through all these exams, one thing became clear: exam prep is expensive. But with AI, we can change that. Quality preparation can now be free for everyone.

Connect with Ran

What's Next After the RI P&C?

After passing the RI P&C, you can pursue these career paths

RI P&C Exam FAQ

Official Rhode Island DBR Insurance Division / Pearson VUE Resources

Verify information with these official sources

More Free Resources

Loading...
No Credit Card Required

Ready to Start Your Free RI P&C Prep?

Join thousands of candidates who passed their exams using our free study materials.

Start Chapter 1 Free