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Free Oregon P&C Exam Prep

Oregon Property & Casualty Insurance

Pass your Oregon P&C exam without spending hundreds on expensive prep courses. Free study guides, practice questions, and AI-powered learning.

Your Study Path

Oregon Property & Casualty Insurance License: Complete Roadmap

Follow this path to maximize your chances of passing on the first try

1

National P&C Fundamentals

Master foundational P&C insurance concepts: property insurance basics, casualty insurance principles, policy structures, and general insurance concepts tested on the exam.

20
hours
Start this step
2

Oregon P&C RegulationsYou are here

Study Oregon-specific laws including DFR regulations, ORS 731-746, auto insurance requirements (25/50/20 minimums), and UM/UIM mandatory offer requirements.

15
hours
3

Oregon Property Insurance

Learn Oregon FAIR Plan, earthquake coverage requirements, homeowners coverage, and Oregon-specific property regulations.

10
hours
4

Oregon Casualty & Ethics

Master auto insurance minimums, UM/UIM coverage, SAIF workers comp, OPCIA guaranty association, and producer conduct standards.

10
hours
Estimated total study time
55 hours
That's about 6 weeks at 10 hours/week

Can You Take the Oregon P&C Exam?

Check if you meet the basic eligibility requirements

Age
18 years or older
Education
40 hours pre-license education (20 Property + 20 Casualty)
Background Check
Required via Oregon State Police and FBI
Fingerprinting
Required - through PSI ($61.25) submitted to OSP and FBI
Additional Requirements
  • 40 hours pre-license education required (certificate required for exam)
  • PSI administers all Oregon insurance exams
  • PSI handles fingerprinting ($61.25) - submitted to Oregon State Police and FBI
  • Pre-license certificate valid for 1 year
  • Must apply for license within 1 year of passing exam
  • Fingerprint results returned directly to Oregon DFR
  • ORS 731-746 governs insurance in Oregon

Oregon P&C Quick Facts

Time to Get Licensed

3-5 weeks

From start to license in hand

Exam Provider

PSI Services

Remote Testing Available
Schedule Your Exam

Retake Policy

24-hour wait between attempts; certificate valid 1 year

Temporary License

90-day temporary license available with qualified sponsor

Total Cost Breakdown

Exam Fee$55
Application Fee$75
Fingerprint Fee$61.25 (PSI)
Pre-License Education$200-350 (40-hour course required)
NIPR Transaction Fee$5.60
Total Estimated Cost$396-546

Exam Exemptions

Holders of these professional designations may be exempt from all or part of the exam:

CPCU

Chartered Property Casualty Underwriter - may qualify for exam exemption

CIC

Certified Insurance Counselor - may qualify for exam exemption

Why Choose Us

Free Oregon P&C Prep That Actually Works

The official pass rate is ~70% (varies by attempt). Our students do better.

500+ Practice Questions

More free questions than most paid courses

AI Tutor Explains Mistakes

Understand why answers are wrong, not just which ones

Updated for 2026

Content reflects latest exam changes

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What You'll Study

5 chapters covering everything you need to pass

Oregon P&C-Specific Topics Covered

Oregon Division of Financial Regulation (DFR)ORS 731-746 Insurance CodeOregon FAIR Plan (Property Residual Market)Auto Insurance Minimums (25/50/20)UM/UIM Required OfferSAIF Corporation (Workers Compensation)Oregon Property & Casualty Insurance Guaranty Association (OPCIA)40 Hours Pre-Licensing Education RequiredEarthquake Coverage DisclosureProducer Licensing & CE Requirements (24 hrs/3 ethics)PSI Fingerprinting ($61.25)Portland Metro Market Considerations
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Oregon P&C Exam Details

Oregon Property & Casualty Insurance

Administered by Oregon Division of Financial Regulation (DFR)

Official Source
70%
Passing Score
Combined
Questions
Varies
Minutes
$55 exam fee + $75 application fee + $5.60 NIPR + $61.25 fingerprinting
Exam Fee
Study time: 60-80 hours
Prerequisites: 40 hours pre-license education (20 per line)

Exam Content Breakdown

Based on the official Oregon Division of Financial Regulation (DFR) content outline

Oregon P&C Regulation15%

DFR structure, ORS 731-746, 40-hour pre-license, licensing

Property Insurance Laws25%

Oregon FAIR Plan, earthquake coverage, homeowners

Casualty Insurance Laws35%

At-fault auto, 25/50/20 minimums, UM/UIM required offer

Ethics & Prohibited Practices25%

Claims handling, OPCIA guaranty fund, producer conduct

What's Included

5 Chapters

Complete exam coverage

Practice Quizzes

With detailed explanations

Free to Start

No credit card required

Ran Chen - AI Engineer, CFP®
CFP®
Why It's Free

Quality Exam Prep Shouldn't Cost Hundreds

I'm Ran Chen, an engineer with 20+ years of coding experience. I passed my Life Insurance license, EA exam, SIE, Series 6, 63, 65, and finally the CFP® exam.

Through all these exams, one thing became clear: exam prep is expensive. But with AI, we can change that. Quality preparation can now be free for everyone.

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What's Next After the Oregon P&C?

After passing the Oregon P&C, you can pursue these career paths

Oregon P&C Exam FAQ

Official Oregon Division of Financial Regulation (DFR) Resources

Verify information with these official sources

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