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Free OK Life & Health Exam Prep

Oklahoma Life, Accident and Health or Sickness Producer

Pass your OK Life & Health exam without spending hundreds on expensive prep courses. Free study guides, practice questions, and AI-powered learning.

Your Study Path

Oklahoma Life & Health Insurance License: Complete Roadmap

Follow this path to maximize your chances of passing on the first try

1

Master Oklahoma Licensing and Title 36 LawYou are here

Start with OID authority, producer licensing, appointments, unfair practices, and core Oklahoma statutes because state law is heavily tested.

22
hours
2

Drill Policy Provisions and Life Products

Focus on mandatory provisions, nonforfeiture, beneficiaries, riders, and life/annuity product distinctions tied to exam-style scenarios.

28
hours
Start this step
3

Build Health, Medicare, and LTC Accuracy

Practice health product structures, Medicare supplement basics, and long-term care suitability and coverage standards.

24
hours
4

Run Full Timed Mixed Sets

Simulate 150-minute pacing across all domains and map misses back to official outline sections for targeted review.

18
hours
Estimated total study time
92 hours
That's about 10 weeks at 10 hours/week

Can You Take the OK Life & Health Exam?

Check if you meet the basic eligibility requirements

Age
At least 18 years old
Education
No mandatory prelicense classroom hour requirement is listed in the PSI/OID producer bulletin for this line
Additional Requirements
  • Pass the Oklahoma Life, Accident and Health or Sickness Producer exam
  • Complete resident producer application workflow after passing
  • Satisfy appointment and ongoing CE requirements after licensure

OK Life & Health Quick Facts

Time to Get Licensed

4-8 weeks for most candidates

From start to license in hand

Exam Provider

PSI

In-Person Only
Schedule Your Exam

Retake Policy

Candidates may reschedule and retest through PSI according to current Oklahoma program rules; verify latest retake constraints in the candidate bulletin before scheduling.

Total Cost Breakdown

Exam Fee$38
Total Estimated Cost$38+ (exam fee only; licensing application and related processing costs are separate)
Why Choose Us

Free OK Life & Health Prep That Actually Works

200+ Practice Questions

More free questions than most paid courses

AI Tutor Explains Mistakes

Understand why answers are wrong, not just which ones

Updated for 2026

Content reflects latest exam changes

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What You'll Study

5 chapters covering everything you need to pass

OK Life & Health-Specific Topics Covered

Oklahoma Department of Insurance producer authority and enforcementTitle 36 producer licensing, appointments, CE, and disciplinary standardsOklahoma unfair practices and fraud provisions including rebating and twistingOklahoma Life and Health Insurance Guaranty Association basicsOklahoma Medicare supplement and suitability rulesOfficial combined exam format: 150 scored + 5 unscored in 150 minutes
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OK Life & Health Exam Details

Oklahoma Life, Accident and Health or Sickness Producer

Administered by Oklahoma Insurance Department (OID) / PSI

Official Source
70%
Passing Score
150
Questions
150
Minutes
$38 exam fee
Exam Fee
Study time: 60-100 hours
Prerequisites: Meet Oklahoma producer eligibility, pass the PSI exam, and complete resident producer application requirements

Exam Content Breakdown

Based on the official Oklahoma Insurance Department (OID) / PSI content outline

Licensing and OID Regulation6%

Producer qualifications, licensing process, appointments, maintenance, and disciplinary authority

Oklahoma Statutes, Rules, and Regulations19%

Title 36 law focus including unfair practices, commissioner authority, guaranty association, privacy, and suitability

Policy Provisions and Rights28%

Mandatory provisions, policy options, exclusions, riders, and beneficiary/owner rights

Life Products and Annuities20%

Life policy types, annuity structures, group life, viaticals, and MEC concepts

Underwriting and Replacement10%

Application workflow, initial premium receipts, insurable interest, and Oklahoma replacement requirements

Health Products, Medicare, and LTC17%

Health providers/products, Medicare supplement and Advantage basics, and long-term care sales/coverage standards

What's Included

5 Chapters

Complete exam coverage

Practice Quizzes

With detailed explanations

Free to Start

No credit card required

Ran Chen - AI Engineer, CFP®
CFP®
Why It's Free

Quality Exam Prep Shouldn't Cost Hundreds

I'm Ran Chen, an engineer with 20+ years of coding experience. I passed my Life Insurance license, EA exam, SIE, Series 6, 63, 65, and finally the CFP® exam.

Through all these exams, one thing became clear: exam prep is expensive. But with AI, we can change that. Quality preparation can now be free for everyone.

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What's Next After the OK Life & Health?

After passing the OK Life & Health, you can pursue these career paths

OK Life & Health Exam FAQ

Official Oklahoma Insurance Department (OID) / PSI Resources

Verify information with these official sources

More Free Resources

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