Key Takeaways
- Maine insurance licenses are valid for 2 years (biennial renewal)
- Renewal requires 24 hours of continuing education, including 3 hours of ethics
- Address changes must be reported to the Maine Bureau of Insurance within 30 days
- Licenses not renewed within 1 year of expiration require re-examination
- Maine uses NIPR (National Insurance Producer Registry) for license applications and renewals
Last updated: January 2026
License Maintenance and Continuing Education
Maine insurance licenses require ongoing maintenance through continuing education and timely renewal.
License Terms and Renewal
Biennial Renewal System
| Item | Requirement |
|---|---|
| License Term | 2 years (biennial) |
| Renewal Period | 90 days before expiration |
| Grace Period | Varies |
| Late Renewal | Additional fees apply |
| Expired 1+ Year | Must retake exam |
Continuing Education Requirements
Maine requires 24 hours of continuing education (CE) every 2 years:
CE Breakdown
| Requirement | Hours |
|---|---|
| Total CE Hours | 24 |
| Ethics (required) | 3 |
| Electives | 21 |
CE Course Requirements
- Must be completed at approved providers
- Online and classroom options available
- Cannot repeat same course within 2-year period
- CE must be completed BEFORE license expiration
- Maine accepts courses approved by NAIC reciprocal states
Exam Tip: Maine requires 24 hours of CE every 2 years with 3 hours of ethics.
Renewal Process
- Complete CE before expiration date
- Submit renewal through NIPR
- Pay renewal fee
- Receive renewed license
Reporting Requirements
Maine producers must notify the Bureau of Insurance of changes within 30 days:
- Change of business address
- Change of residence address
- Change of name
- Change of email address
- Administrative actions by other states
- Criminal charges or convictions
How to Report
- Update through NIPR online portal
- Or submit in writing to Maine Bureau of Insurance
- Failure to report is a violation
Disciplinary Actions
The Maine Bureau of Insurance can take disciplinary action for violations:
Types of Discipline
| Action | Description |
|---|---|
| Warning Letter | Minor first offense |
| Probation | License continues with conditions |
| Fine | Monetary penalty |
| Suspension | Temporary loss of license |
| Revocation | Permanent loss of license |
Common Violations
- Misrepresentation to clients
- Failure to disclose material information
- Mishandling of premiums
- Unauthorized transactions
- Failure to maintain CE requirements
- Failure to report required information
- Criminal conviction
License Status Types
| Status | Meaning |
|---|---|
| Active | License current and in good standing |
| Inactive | Not actively practicing |
| Expired | License term ended, not renewed |
| Suspended | Temporary disciplinary action |
| Revoked | License permanently cancelled |
Contact Information
Maine Bureau of Insurance - Licensing Division 34 State House Station Augusta, ME 04333-0034 Phone: (207) 624-8475 Fax: (207) 624-8599
Test Your Knowledge
How many hours of continuing education does Maine require for license renewal?
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Test Your Knowledge
Within how many days must a Maine insurance producer report an address change?
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