Key Takeaways
- The Maryland Insurance Administration (MIA) regulates all insurance activities in the state
- The Insurance Commissioner is APPOINTED by the Governor with Senate consent for a 4-year term
- Maryland no longer requires pre-license education as of October 1, 2024
- Insurance law is found in the Insurance Article of the Annotated Code of Maryland
- The MIA handles licensing, rate review, consumer protection, and market conduct
Last updated: January 2026
Maryland Insurance Administration
national Life & Health exam preparationFree exam prep with practice questions & AI tutor
The Maryland Insurance Administration (MIA) is the state agency responsible for regulating the insurance industry in Maryland.
The Insurance Commissioner
The Maryland Insurance Commissioner is:
| Detail | Information |
|---|---|
| Selection Method | APPOINTED by Governor with Senate consent |
| Term Length | 4 years |
| Reports To | Governor |
| Agency | Maryland Insurance Administration (MIA) |
Exam Tip: Remember that Maryland's Insurance Commissioner is APPOINTED by the Governor with the advice and consent of the State Senate for a 4-year term. Maryland is NOT one of the 11 states that elects its commissioner.
Maryland Insurance Administration (MIA)
The MIA is responsible for:
- Licensing insurance producers, adjusters, and companies
- Regulating insurance rates and forms
- Protecting consumers and handling complaints
- Conducting market conduct examinations
- Enforcing insurance laws and regulations
- Monitoring insurer solvency
MIA Divisions
| Division | Function |
|---|---|
| Life & Health | Regulates life and health insurance products |
| Property & Casualty | Regulates P&C products |
| Producer Licensing | Handles agent licensing and renewals |
| Market Regulation | Conducts examinations and investigations |
| Consumer Complaints | Handles consumer issues |
Maryland Insurance Code
Maryland insurance law is found in the Insurance Article of the Annotated Code of Maryland:
Key Sections
| Section | Subject |
|---|---|
| Title 1 | Definitions and General Provisions |
| Title 10 | Producer Licensing |
| Title 11 | Unfair Trade Practices |
| Title 12 | Life Insurance and Annuities |
| Title 15 | Health Insurance |
Contact Information
- MIA Main Phone: (410) 468-2000
- Consumer Complaints: (800) 492-6116
- Website: insurance.maryland.gov
- Address: 200 St. Paul Place, Suite 2700, Baltimore, MD 21202
Loading diagram...
Test Your Knowledge
How is the Maryland Insurance Commissioner selected?
A
B
C
D
Test Your Knowledge
What is the term length for the Maryland Insurance Commissioner?
A
B
C
D
Test Your Knowledge
Which agency regulates insurance in Maryland?
A
B
C
D