Key Takeaways
- Indiana requires 40 hours of pre-licensing education for P&C insurance with a 70% passing score on the course final exam
- The Indiana P&C exam has 160 multiple-choice questions with a 2 hours 40 minutes time limit and requires 70% to pass
- Pearson VUE administers Indiana insurance exams at testing centers and via remote proctoring
- License application is processed through NIPR with a $40 application fee
- Producers must complete 24 hours of continuing education every 2 years, including 3 hours of ethics
Indiana P&C Producer Licensing Requirements
Pre-Licensing Education
Indiana requires 40 hours of approved pre-licensing education for Property & Casualty insurance.
Education Requirements
- Hours: 40 hours of instruction
- Content: Indiana Insurance Code, property insurance, casualty insurance, ethics
- Provider: Must be IDOI-approved provider
- Completion Exam: Must pass course final with 70%
- Validity: Certificate valid for 12 months from issuance
- Required: Must present certificate at exam appointment
Study Strategy: Complete your pre-licensing course before scheduling your exam. The certificate is required at your test appointment.
The Licensing Exam
Exam Specifications
| Specification | Requirement |
|---|---|
| Questions | 160 multiple-choice |
| Time Limit | 2 hours 40 minutes |
| Passing Score | 70% (112 correct answers) |
| Exam Fee | $75.50 |
| Administrator | Pearson VUE |
| Retake Wait | 24 hours between attempts |
Exam Content Breakdown
The 160-question exam covers:
-
Indiana Insurance Law (approximately 15-20%)
- Title 27 Indiana Code
- IDOI regulations
- Licensing requirements
- Prohibited practices
-
Property Insurance (approximately 40%)
- Homeowners policies
- Dwelling policies
- Commercial property
- Inland marine
- Farm insurance
-
Casualty Insurance (approximately 40%)
- Personal auto
- Commercial auto
- General liability
- Workers' compensation
- Professional liability
-
General Insurance Principles (approximately 5%)
- Risk management
- Insurance operations
- Contract law
Scheduling Your Exam
Step-by-Step Process
- Complete Pre-Licensing: Finish 40-hour course and pass final exam
- Schedule with Pearson VUE: Visit www.pearsonvue.com/in/insurance
- Choose Format: In-person testing center or online proctoring
- Schedule Window: At least 24 hours in advance
- Bring to Exam:
- Pre-licensing certificate
- Valid government-issued photo ID with signature
Testing Options
In-Person Testing Centers
- Multiple locations throughout Indiana
- Scheduled appointments
- Secure testing environment
- Computer-based testing
Online Proctoring
- Test from home or office
- Live proctor via webcam
- System requirements apply
- Must have quiet, private space
License Application
After Passing the Exam
Your exam results are valid for 6 months - apply during this window.
NIPR Application Process
Indiana uses the National Insurance Producer Registry (NIPR) for licensing:
- Create NIPR Account: Visit www.nipr.com
- Select Indiana: Choose resident license application
- Complete Application: Provide personal information, background questions
- Background Check: Fingerprinting may be required
- Pay Fees: $40 application fee + $5.60 transaction fee
- Submit: IDOI processes within 2-3 weeks
Application Fees
| Fee Type | Amount |
|---|---|
| NIPR Application | $40.00 |
| Transaction Fee | $5.60 |
| Fingerprinting | Varies by vendor |
| Total | $45.60+ |
License Renewal & Continuing Education
Renewal Requirements
- License Term: 2 years
- Renewal Date: Based on birth month
- Renewal Method: Through NIPR
- Renewal Fee: $40 + $5.60 transaction fee
Continuing Education (CE)
24 hours every 2 years
| CE Requirement | Hours |
|---|---|
| Total CE | 24 hours |
| Ethics | 3 hours (mandatory) |
| General Topics | 21 hours |
| Carryover | Up to 12 hours from excess credits |
CE Timing
- Complete CE before license expiration
- CE must be completed in the current license period
- Excess hours (over 24) can carry forward (max 12 hours)
- Late renewal: Pay $10 late fee per month (max $100)
Temporary Licensing
Indiana allows temporary licenses in certain situations:
Death or Disability
- Who: Designated person when producer dies or becomes disabled
- Duration: 180 days (renewable once)
- Purpose: Continue servicing existing clients
- Fee: $20
Military Service
- Who: Spouse of military member on active duty
- Duration: While stationed in Indiana
- Requirements: Hold valid license in home state
- Fee: Standard application fee
How many hours of pre-licensing education does Indiana require for a Property & Casualty license?
What is the passing score required for the Indiana P&C licensing exam?
How many hours of ethics training must Indiana P&C producers complete in each 2-year renewal period?
How long are Indiana insurance exam results valid for license application?