Key Takeaways
- Georgia requires 40 hours of pre-license education for Property & Casualty insurance
- The Georgia P&C exam requires 70% to pass and is administered by PSI
- Pre-license education must be completed at an OCI-approved provider
- All applicants must complete a fingerprint-based criminal background check
- Georgia license application fee is $28; licenses are valid for 2 years
Last updated: January 2026
Georgia P&C Producer Licensing Requirements
Georgia has specific requirements for obtaining a Property & Casualty insurance producer license.
Pre-License Education Requirements
40 Hours Required
Georgia requires pre-license education:
| Requirement | Hours |
|---|---|
| Property Insurance | 20 hours |
| Casualty Insurance | 20 hours |
| Total P&C Pre-License | 40 hours |
Course Requirements
- Must be completed at OCI-approved provider
- Classroom or approved online courses
- Certificate of completion required
- Valid for 12 months from completion
Exam Tip: Georgia requires 40 hours of pre-license education, unlike Texas which has no pre-license requirement.
Examination Requirements
The Georgia Property & Casualty examination:
| Exam Detail | Requirement |
|---|---|
| Total Questions | 150 |
| Time Limit | 2 hours 30 minutes |
| Passing Score | 70% (105 correct) |
| Exam Fee | $76 |
| Testing Provider | PSI |
| Retake Policy | 24-hour wait, pay new fee |
License Types
| License Type | What You Can Sell |
|---|---|
| Property & Casualty | All property and casualty products |
| Personal Lines | Auto and homeowners only |
| Limited Lines | Specific products (credit, travel, etc.) |
Examination Process
- Complete 40 hours pre-license education at OCI-approved provider
- Obtain certificate of completion
- Schedule exam with PSI online or call
- Bring valid ID with photo and pre-license certificate
- Take exam at PSI testing center
- Receive results immediately after exam
Background Check Requirements
Georgia requires fingerprint-based background checks for all insurance license applicants:
Process
- Vendor: OCI-approved fingerprinting service
- Timing: Must complete before license issued
- Cost: Approximately $36-50
- Results: Submitted electronically to OCI
- Validity: Background check for initial application
Disqualifying Factors
OCI considers criminal history when evaluating applications:
- Felony convictions (especially fraud, dishonesty)
- Misdemeanors involving fraud, dishonesty, or breach of trust
- Administrative actions in other states
- Pattern of violations
License Application
After passing the exam:
| Item | Details |
|---|---|
| Application | Submit online through OCI |
| License Fee | $28 |
| Processing Time | 2-4 weeks after fingerprints clear |
| License Term | 2 years |
Resident vs. Non-Resident
- Resident: Must maintain Georgia residency
- Non-Resident: Must hold active home state license
- Reciprocity: Georgia has agreements with most states
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