Key Takeaways
- The Connecticut Insurance Department (CID) regulates all insurance in the state
- The Insurance Commissioner is APPOINTED by the Governor with legislative confirmation
- Commissioner serves 4-year terms beginning March 1st
- Connecticut was one of the first states to regulate insurance (1810)
- Connecticut insurance law is found in Title 38a of the Connecticut General Statutes
Last updated: January 2026
Connecticut Insurance Department
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Connecticut regulates insurance through the Connecticut Insurance Department (CID), one of the oldest state insurance regulatory agencies in the country.
Connecticut Insurance Commissioner
The Connecticut Insurance Commissioner is:
- APPOINTED by the Governor (not elected)
- Confirmed by the Legislature
- Serves 4-year terms beginning March 1st
- Serves at the pleasure of the Governor
- No term limits for the position
Commissioner Selection
| Requirement | Details |
|---|---|
| Appointment | By the Governor |
| Confirmation | Legislative confirmation required |
| Term | 4 years, beginning March 1st |
| Term Limits | None |
| Established | 1810 (one of the first in the nation) |
Exam Tip: Remember that Connecticut's Insurance Commissioner is APPOINTED with legislative confirmation. Connecticut is NOT one of the 11 states that elect their insurance commissioner.
Connecticut Insurance Department Functions
The Connecticut Insurance Department (CID) is responsible for:
| Function | Description |
|---|---|
| Insurer Regulation | Licensing and monitoring insurance companies |
| Producer Licensing | Issuing and renewing agent licenses |
| Rate Review | Reviewing and approving insurance rates |
| Consumer Protection | Handling complaints and investigations |
| Market Conduct | Examining insurer practices |
| Financial Oversight | Monitoring insurer solvency |
Department Divisions
- Producer Licensing - Agent licensing, exams, continuing education
- Life and Health - Life and health insurer regulation
- Property and Casualty - P&C insurer regulation
- Financial Surveillance - Solvency monitoring
- Consumer Affairs - Consumer complaints and inquiries
Connecticut Insurance Code
Connecticut insurance law is contained in Title 38a of the Connecticut General Statutes:
Key Chapters
| Chapter | Subject |
|---|---|
| Chapter 700 | Insurance Department |
| Chapter 701 | Insurance Producers |
| Chapter 702 | Life Insurance |
| Chapter 700c | Health Insurance |
Contact Information
- Address: 153 Market Street, Hartford, CT 06103
- Phone: (860) 297-3800
- Website: portal.ct.gov/CID
- Licensing: licensing.cid@ct.gov
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Test Your Knowledge
How is the Connecticut Insurance Commissioner selected?
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Test Your Knowledge
Which title of the Connecticut General Statutes contains insurance law?
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Test Your Knowledge
When was the Connecticut Insurance Department established?
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