Key Takeaways
- Connecticut requires 24 hours of continuing education every 2 years
- CE must include 3 hours of ethics/law training
- Must complete 6 hours per line of authority
- As of November 2025, CT removed the 8-hour daily limit for self-study CE
- Address changes must be reported within 30 days
Last updated: January 2026
License Maintenance and Continuing Education
Connecticut insurance licenses require ongoing maintenance through continuing education and timely renewal.
License Terms and Renewal
Biennial Renewal System
| Item | Requirement |
|---|---|
| License Term | 2 years (biennial) |
| Renewal Basis | License issue date |
| Method | Online through NIPR |
| Grace Period | Cannot transact while lapsed |
Renewal Timing
- Licenses expire on a set date every 2 years
- Renewal notices sent before expiration
- Must complete CE and pay fees before expiration
- Cannot transact insurance with an expired license
Continuing Education Requirements
Connecticut requires 24 hours of continuing education (CE) every 2 years:
CE Breakdown
| Requirement | Hours |
|---|---|
| Total CE Hours | 24 |
| Ethics/Law (required) | 3 |
| Per Line of Authority | 6 hours each |
| Electives | Remaining hours |
CE Course Requirements
- Must be completed at CID-approved providers
- Online and classroom options available
- Cannot repeat the same course in the same biennium
- CE must be completed BEFORE license expiration
- Providers report CE credits electronically
2025 Update: As of November 2025, Connecticut removed the 8-hour daily limit for self-study CE courses. You can now complete more than 8 hours per day.
Renewal Process
Steps to Renew
- Complete CE before expiration (24 hours including 3 ethics)
- Verify CE completion is recorded
- Log into NIPR (nipr.com)
- Submit renewal application
- Pay renewal fee
- Confirm license status is active
Late Renewal Consequences
| Timing | Consequence |
|---|---|
| Before expiration | Normal renewal |
| After expiration | Cannot transact insurance |
| Within reinstatement period | May reinstate with penalties |
| Extended lapse | May need to retake exam |
Reporting Requirements
Connecticut producers must notify CID of changes within 30 days:
Required Notifications
- Change of business address
- Change of residence address
- Change of name
- Change of business entity
- Administrative actions by other states
- Criminal charges or convictions
How to Report
- Update through NIPR portal
- Or submit in writing to CID
- Email: licensing.cid@ct.gov
- Must report within 30 days
Appointments
Insurer Appointments
| Appointment Details | Requirements |
|---|---|
| Who Files | Insurance company |
| When | Before selling company's products |
| Fee | Paid by insurer |
| Termination | Insurer must notify CID |
Appointment Requirements
- Cannot sell products for an insurer until appointed
- Multiple appointments allowed
- Appointment is specific to each line of authority
- Termination for cause must be reported
Disciplinary Actions
CID can take disciplinary action for violations:
Grounds for Discipline
- Violating insurance laws or regulations
- Fraudulent or dishonest practices
- Misappropriation of premium funds
- Misrepresentation
- Failure to maintain required CE
- Criminal conviction
- License revocation in another state
Types of Discipline
| Action | Description |
|---|---|
| Warning | Minor first offense |
| Probation | License with conditions |
| Fine | Monetary penalty |
| Suspension | Temporary loss of license |
| Revocation | Permanent loss of license |
Non-Resident Licenses
Requirements for Non-Residents
- Must hold active license in home state
- Apply through NIPR
- Maintain home state license in good standing
- If home state license lapses, Connecticut license lapses
Test Your Knowledge
How many hours of continuing education does Connecticut require for license renewal?
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Test Your Knowledge
How many hours of ethics/law CE are required in Connecticut?
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Test Your Knowledge
As of November 2025, what change was made to Connecticut CE requirements?
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Test Your Knowledge
Within how many days must a Connecticut producer report an address change?
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