Key Takeaways

  • FEHA prohibits discrimination in all aspects of housing: sales, rentals, financing, insurance, and land use decisions
  • FEHA requires landlords and sellers to make reasonable accommodations for persons with disabilities
  • Reasonable modifications must be permitted at tenant expense; common area modifications may require landlord cost-sharing
  • FEHA prohibits harassment in housing and applies to both intentional discrimination and disparate impact
  • FEHA has a narrower Mrs. Murphy exemption than federal law—only owner-occupied homes with one roomer are partially exempt
Last updated: January 2026

FEHA Housing Provisions

The Fair Employment and Housing Act (FEHA) is California's comprehensive civil rights law covering employment and housing. Government Code Sections 12955-12956 address housing discrimination.

FEHA Coverage

FEHA prohibits discrimination in all aspects of housing:

AreaExamples of Prohibited Conduct
SalesRefusing to sell, different terms, steering
RentalsRefusing to rent, different rules, harassment
FinancingDenying loans, different rates, redlining
InsuranceRefusing coverage, higher premiums
Land UseDiscriminatory zoning, permit denials
AdvertisingDiscriminatory statements, preferences

FEHA Protected Classes

FEHA protects the same classes as federal law, plus:

  • Sexual orientation
  • Gender identity and expression
  • Marital status
  • Source of income (including Section 8)
  • Genetic information
  • Primary language
  • Immigration status
  • Military/veteran status
  • Citizenship status

Reasonable Accommodations

FEHA requires housing providers to make reasonable accommodations in rules, policies, and services for persons with disabilities.

What is a Reasonable Accommodation?

A change to rules or policies that allows a disabled person to use and enjoy housing. Examples:

RequestReasonable?
Allowing service animal in no-pets buildingYes
Reserving parking spot for wheelchair userYes
Allowing live-in caregiver in single-occupancy unitYes
Waiving late fees due to disability-related incomeUsually yes
Building elevator in 2-story buildingUsually no (undue burden)

Undue Hardship

A housing provider can deny an accommodation if it would cause undue hardship:

  • Significant difficulty or expense
  • Fundamental alteration of the housing operation
  • Direct threat to health or safety

Reasonable Modifications

FEHA also requires landlords to permit reasonable modifications to the physical premises.

ModificationWho Pays?
Interior modifications (grab bars, ramps)Tenant
Common area modificationsMay be shared or landlord
Restoration at lease endMay be required of tenant

Key Difference: Accommodations are policy changes (free). Modifications are physical changes (tenant usually pays).

Disparate Impact Under FEHA

FEHA prohibits both intentional discrimination and disparate impact discrimination.

Intentional (Disparate Treatment)

Treating someone differently because of a protected characteristic.

Example: Refusing to rent to a family with children.

Disparate Impact

A neutral policy that disproportionately affects a protected class without business justification.

Example: A "no children under 6" policy might have disparate impact on families.

FEHA Exemptions (Limited)

FEHA has fewer exemptions than federal law:

ExemptionWhat's ExemptWhat's NOT Exempt
Owner-occupiedSingle-family home with one roomerDiscriminatory advertising
Religious organizationsHousing limited to membersRace discrimination
Private clubsNon-commercial housingAny public advertising

Important: Even exempt housing cannot make discriminatory statements or advertisements under California law.

Harassment in Housing

FEHA prohibits harassment in housing based on protected characteristics:

  • Quid pro quo - Conditioning housing on sexual or other favors
  • Hostile environment - Severe or pervasive unwelcome conduct

Landlords, managers, and agents can all be liable for harassment.

Filing FEHA Housing Complaints

StepTimeline
File with CRDWithin 1 year of violation
CRD investigationUsually 3-12 months
Right to sue letterIf CRD doesn't file charges
File in courtWithin 1 year of right to sue letter

Remedies Available

  • Actual damages (economic and emotional)
  • Injunctive relief (stop the discrimination)
  • Civil penalties (up to $16,000 first offense)
  • Attorney's fees
  • Punitive damages in egregious cases
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Reasonable Accommodations vs. Modifications
Test Your Knowledge

Under FEHA, who typically pays for reasonable modifications to a rental unit?

A
B
C
D
Test Your Knowledge

What type of discrimination occurs when a neutral policy disproportionately affects a protected class?

A
B
C
D