Free AI Tutor Included10 questions/day

Free AR L&H Exam Prep

Arkansas Life & Health Insurance Producer Exam

Pass your AR L&H exam without spending hundreds on expensive prep courses. Free study guides, practice questions, and AI-powered learning.

Your Study Path

Arkansas Life & Health Insurance License: Complete Roadmap

Follow this path to maximize your chances of passing on the first try

1

Life Insurance FundamentalsYou are here

Master term, whole life, universal life, policy provisions, and beneficiary designations.

15
hours
2

Health and Medicare

Study individual/group health, Medicare Parts A-D, Medicare supplements, and LTC insurance.

15
hours
3

Arkansas Insurance Law

Learn AID regulations, licensing requirements, free look periods, and unfair practices.

12
hours
4

Annuities and Ethics

Understand annuity types, suitability requirements, and professional conduct standards.

8
hours
Estimated total study time
50 hours
That's about 5 weeks at 10 hours/week

Can You Take the AR L&H Exam?

Check if you meet the basic eligibility requirements

Age
18 years or older
Education
20 hours pre-licensing education for each line of authority
Additional Requirements
  • Must complete pre-licensing education before sitting for exam
  • Background check and fingerprinting required
  • Apply for licensure through NIPR after passing exam
  • 24 hours continuing education every 2 years, including 3 hours ethics

AR L&H Quick Facts

Time to Get Licensed

3-6 weeks for most candidates

From start to license in hand

Exam Provider

PSI Services

Remote Testing Available
Schedule Your Exam

Retake Policy

24-hour waiting period before retaking failed exam. Full exam fee required for each attempt.

Total Cost Breakdown

Exam Fee$49
Application FeeVaries by license type
Fingerprint FeeApproximately $50
Total Estimated Cost$100-150 including pre-licensing education
Why Choose Us

Free AR L&H Prep That Actually Works

The official pass rate is 65-75% first-attempt pass rate. Our students do better.

200+ Practice Questions

More free questions than most paid courses

AI Tutor Explains Mistakes

Understand why answers are wrong, not just which ones

Updated for 2026

Content reflects latest exam changes

$0 Forever

No credit card, no trial, no upsells

Compare:
Kaplan $300+Achievable $200+OpenExamPrep $0

What You'll Study

5 chapters covering everything you need to pass

AR L&H-Specific Topics Covered

Arkansas Insurance Department (AID) producer regulationArkansas free look periods (10 days life, 30 days Medicare supplement)Arkansas grace period requirements (30 days life, 10 days health monthly)Arkansas Life & Health Guaranty Association coverage limitsArkansas unfair trade practices and producer conduct rulesArkansas annuity suitability and senior protection requirementsArkansas long-term care insurance regulationsARKids First children's health insurance program
Learn More with AI

10 free AI interactions per day

AR L&H Exam Details

Arkansas Life & Health Insurance Producer Exam

Administered by Arkansas Insurance Department (AID)

Official Source
70% (35/50)
Passing Score
50
Questions
120
Minutes
$49 per exam
Exam Fee
Study time: 40-60 hours
Prerequisites: 20 hours pre-licensing education for Life, 20 hours for Health

Exam Content Breakdown

Based on the official Arkansas Insurance Department (AID) content outline

Life Insurance Products and Policies30%

Term, whole life, universal life, policy provisions, beneficiaries, and settlement options

Health Insurance Products25%

Individual and group health, Medicare, Medicare supplements, disability, and long-term care

Arkansas Insurance Laws and Regulations25%

Producer licensing, AID regulations, unfair practices, and guaranty association

Annuities and Ethical Practices20%

Annuity types, suitability requirements, and professional conduct

What's Included

5 Chapters

Complete exam coverage

Practice Quizzes

With detailed explanations

Free to Start

No credit card required

Ran Chen - AI Engineer, CFP®
CFP®
Why It's Free

Quality Exam Prep Shouldn't Cost Hundreds

I'm Ran Chen, an engineer with 20+ years of coding experience. I passed my Life Insurance license, EA exam, SIE, Series 6, 63, 65, and finally the CFP® exam.

Through all these exams, one thing became clear: exam prep is expensive. But with AI, we can change that. Quality preparation can now be free for everyone.

Connect with Ran

AR L&H Exam FAQ

Official Arkansas Insurance Department (AID) Resources

Verify information with these official sources

More Free Resources

Loading...
No Credit Card Required

Ready to Start Your Free AR L&H Prep?

Join thousands of candidates who passed their exams using our free study materials.

Start Chapter 1 Free