Notary Exams10 min read

How to Become a Notary in Iowa 2026: Complete IA Notary Guide

Complete guide to becoming a notary public in Iowa 2026. Learn Iowa notary requirements, application process, fees, RON authorization, and how to start your notary business.

Ran Chen, EA, CFP®January 19, 2026

Key Facts

  • Iowa does not require an exam or education to become a notary public
  • Iowa notary commissions are valid for 3 years (residents) or 1 year (non-residents)
  • Iowa does NOT require a surety bond
  • Iowa notaries can charge reasonable fees (no state maximum)
  • Iowa authorizes Remote Online Notarization (RON) since July 2021
  • The application fee is \$30
Iowa notary 2026: no exam, $30 fee, 3-year commission, no bond required

How to Become a Notary Public in Iowa

Iowa does not require an exam to become a notary public. The application process is straightforward, handled through the Iowa Secretary of State. Iowa is one of the easiest states to become a notary, with no bond requirement and no mandatory education.

Iowa Notary Requirements at a Glance

RequirementDetails
Minimum Age18 years
ResidencyIowa resident OR employed in Iowa (bordering state resident)
Exam RequiredNo
Education RequiredNo
Surety BondNot required
Commission Term3 years (residents) / 1 year (non-residents)
Application Fee$30

Why Become an Iowa Notary?

  • No exam required - Simple application process
  • No bond required - Lower startup costs
  • RON authorized - Remote Online Notarization available
  • Reasonable fees - Can charge "reasonable" amounts for services
  • Growing demand - Constant need for notary services

Explore More Notary Resources

Looking for notary study materials or guides for other states? Check out our comprehensive resources.

View All Notary Exam Prep Resources


Step-by-Step: How to Become an Iowa Notary

Step 1: Meet Eligibility Requirements

To become an Iowa notary public, you must:

  • Be at least 18 years old
  • Be a U.S. citizen or permanent legal resident
  • Be a resident of Iowa OR have a place of employment in Iowa (if residing in a bordering state)
  • Be able to read and write English
  • Not have been convicted of a felony or crime involving fraud or dishonesty

Step 2: Complete the Application

Apply through the Iowa Secretary of State:

  1. Visit the Iowa Secretary of State website
  2. Complete the Notary Public Application form
  3. Applications can be submitted online via the Fast Track system
  4. Pay the $30 application fee

Mailing Address (if submitting by mail): Iowa Secretary of State Notary Division 321 E. 12th Street Des Moines, IA 50319

Step 3: Receive Your Commission

Once approved:

  • You'll receive your Commission Certificate
  • Your commission is valid for 3 years (residents) or 1 year (non-residents)
  • You may begin notarizing after obtaining your seal

Step 4: Purchase Notary Supplies

After receiving your commission, purchase required supplies:

Official Notary Seal (Required):

  • Rubber stamp or embosser format
  • Must be clear and photographically reproducible
  • Cost: $20-$50

Required Seal Information:

  • Your name as commissioned
  • "Notarial Seal"
  • "Iowa"
  • Commission number
  • Commission expiration date (or blank line for date)

Notary Journal (Recommended):

  • Not required for traditional notarizations
  • Required for remote online notarizations
  • Cost: $15-$40

Iowa Notary Fees

ServiceMaximum Fee
Notarial actsReasonable fee (no state maximum)
Remote Online NotarizationSet by RON platform
Travel feesBy prior agreement

Important Notes:

  • Iowa law permits a "reasonable fee" for notary services
  • No state-mandated maximum for traditional acts
  • Fees should be agreed upon before performing the notarial act

Iowa-Specific Requirements

Seal Requirements

Your Iowa notary seal must meet specific requirements:

Format Options:

  • Rubber ink stamp
  • Embosser

Required Information:

  • Your name exactly as commissioned
  • "Notarial Seal"
  • "Iowa"
  • Commission number
  • Commission expiration date (or blank line)

Security:

  • Maintain exclusive control of your seal
  • Notify SOS within 15 days if lost, stolen, or compromised
  • Destroy or disfigure your seal when your commission ends

Certificate Requirements

Every notarial certificate must include:

  • Your official seal impression
  • Your signature
  • The date of the notarial act
  • Proper notarial wording for the act type

Journal Requirements

Traditional Notarizations:

  • Journal is not required but strongly recommended
  • Helps protect you in case of disputes

Remote Online Notarizations:

  • Electronic journal is mandatory
  • Audio-visual recording required for each RON session
  • Must retain records as required by law

Remote Online Notarization (RON) in Iowa

Iowa authorizes Remote Online Notarization (RON), allowing notaries to perform notarial acts remotely via audio-video communication. RON became legal in Iowa in July 2021 under Senate File 475.

Becoming an Iowa Remote Notary

To perform RON in Iowa:

  1. Hold a valid Iowa notary commission in good standing
  2. Complete an SOS-approved RON training course within 6 months prior to your first remote act (currently NNA offers this course for $30)
  3. Submit "Application for Approval to Perform Remote Notarizations" (no fee for this form)
  4. Contract with an SOS-approved RON technology provider
  5. Obtain electronic seal, e-journal, and digital certificate (often provided by RON vendor)

RON Technology Requirements

RON platforms must provide:

  • Continuous audio-visual communication
  • Identity verification (credential analysis + knowledge-based authentication)
  • Session recording capability
  • Tamper-evident electronic records
  • Electronic seal affixation

Note: Generic video apps (Skype, Zoom) are not approved for RON in Iowa.

RON Location Requirements

  • The notary must be physically in Iowa during the RON session
  • The principal can be anywhere globally (with conditions for international principals)
  • For international principals: the act must not be prohibited by the foreign state, and the matter must have a U.S. connection

Electronic Journal Requirements (for RON)

If performing remote notarizations, you must maintain an electronic journal:

Required Entries:

  • Date and time of the act
  • Type of notarial act
  • Document title/description
  • Principal's full name
  • Identity verification method used
  • Fees charged

Recording Requirements:

  • Audio-visual recording of each notarial act is mandatory
  • Only the actual notarial act should be recorded (not identity verification processes)
  • Records must be retained as required by law

Total Cost to Become an Iowa Notary

ItemCost
Application Fee$30
Notary Seal$20-$50
Journal (optional for traditional)$15-$40
Total Estimated$50-$120

For RON (additional):

ItemCost
RON Training Course$30
RON ApplicationFree
RON PlatformVaries ($20-$50/month)
RON Additional Total$30+

Timeline: How Long Does It Take?

StepEstimated Time
Complete application1 day
Processing time1-2 weeks
Order supplies3-5 days
Total1-3 weeks

Renewing Your Iowa Commission

Iowa notary commissions are valid for 3 years (residents) or 1 year (non-residents).

Renewal Process:

  • The Secretary of State sends expiration notices approximately 60 days before expiration
  • Apply for renewal up to 60 days before expiration
  • Complete a renewal application
  • Pay the $30 renewal fee
  • Online renewal via Fast Track Filing is the preferred method

Important Notes:

  • If you don't renew before expiration, you must apply as a new notary
  • Purchase a new seal with your updated expiration date

Special Considerations

No Bond Required

Iowa is one of the few states that does not require a surety bond. However, the state strongly recommends obtaining Errors & Omissions (E&O) insurance for personal liability protection.

Bordering State Residents

If you reside in a bordering state (Missouri, Nebraska, South Dakota, Minnesota, Wisconsin, or Illinois) but work in Iowa, you may qualify for an Iowa notary commission:

  • Commission term is 1 year (instead of 3 years for residents)
  • Must have a regular place of employment in Iowa

Maintaining Your Commission

To keep your commission in good standing:

  • Safeguard your seal
  • Report any address changes to the Secretary of State
  • Renew before your commission expires

Start Your Iowa Notary Career Today

Iowa offers one of the simplest paths to becoming a notary public. With no exam, no education requirement, and no bond needed, you can start your notary career quickly and affordably.

Explore Notary Resources

Test Your Knowledge
Question 1 of 4

What is the surety bond requirement for Iowa notaries?

A
$5,000
B
$10,000
C
$25,000
D
No bond required
Learn More with AI

10 free AI interactions per day

iowanotarynotary publicIA notaryhow to become notary2026

Related Articles