Key Takeaways
- Wyoming has NO mandatory pre-licensing education requirement for Life & Health insurance
- The combined exam has 150 questions (135 scored + 15 pretest) with 2.5-hour time limit
- Pearson VUE administers Wyoming insurance licensing exams ($96 exam fee)
- Fingerprint packet mailed after application submitted ($39 fee)
- Wyoming Insurance Department regulates all insurance activities
Wyoming Life & Health Insurance Exam
Welcome to the Wyoming Life & Health Insurance Exam study guide. This comprehensive resource covers Wyoming-specific insurance laws, regulations, and practices required for your state licensing exam.
About Wyoming's Life & Health License
Wyoming requires insurance producers to pass the Life and/or Health examination to sell these products in the state. The license is regulated by the Wyoming Insurance Department, which oversees all insurance activities in Wyoming.
What This Exam Covers
This guide focuses exclusively on Wyoming state law and regulations:
- Wyoming Insurance Department structure and authority
- State licensing requirements and procedures
- Wyoming life insurance laws and policy requirements
- Health insurance regulations specific to Wyoming
- State consumer protections and disclosures
- Wyoming-specific policy provisions and endorsements
- Ethics and professional conduct under Wyoming law
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Exam Structure
Life Insurance Exam
| Exam Detail | Requirement |
|---|---|
| Total Questions | 100 |
| Passing Score | 70% |
| Time Limit | 2 hours |
| Exam Fee | $96 |
| Test Provider | Pearson VUE |
Health Insurance Exam
| Exam Detail | Requirement |
|---|---|
| Total Questions | 100 (85 scored + 15 pretest) |
| Passing Score | 70% |
| Time Limit | 2 hours |
| Exam Fee | $96 |
| Test Provider | Pearson VUE |
Combined Life and Health Exam
| Exam Detail | Requirement |
|---|---|
| Total Questions | 150 (135 scored + 15 pretest) |
| Passing Score | 70% |
| Time Limit | 2.5 hours |
| Test Provider | Pearson VUE |
Exam Content
All exams are multiple-choice and cover:
- General section: Basic insurance product knowledge
- State section: Wyoming-specific insurance laws, rules, regulations, and practices
Pre-License Education Requirements
Wyoming has NO mandatory pre-licensing education requirement:
- No required classroom hours
- No mandated online courses
- No approved education providers needed
Recommended Preparation
Although not required, due to the difficulty of the exams, it is highly recommended that you:
- Enroll in a study course
- Study 40-60 hours of exam content
- Take multiple practice exams
- Review Wyoming insurance laws thoroughly
Exam Registration
Wyoming uses Pearson VUE as its official testing service for delivering licensure exams.
Exam Fees
| Item | Fee |
|---|---|
| Life or Health Exam | $96 |
| Combined Exam | $96 |
Pay at time of reservation by credit card, debit card, or voucher.
Exam Day Requirements
- Bring valid government-issued photo ID
- Arrive early for check-in
- No personal items allowed in testing room
Fingerprinting Requirements
Wyoming has a unique fingerprinting process:
| Requirement | Details |
|---|---|
| Timing | After application submitted |
| Process | Fingerprinting packet mailed to you |
| Fee | $39 (paid with application fee) |
| Purpose | Background check by Wyoming Insurance Department |
License Application Process
After passing the exam:
- Pass Exam: Score 70% or higher
- Apply for License: Submit application online or by mail
- Pay Fees: $100 (resident) or $150 (non-resident) + $39 fingerprinting
- Receive Fingerprint Packet: Mailed to you after application
- Complete Fingerprints: Return packet as instructed
- Background Check: Wyoming Insurance Department processes
- License Issued: After approval
License Fees
| Applicant Type | Fee |
|---|---|
| Wyoming Resident | $100 + $39 fingerprinting = $139 total |
| Non-Resident | $150 + $39 fingerprinting = $189 total |
Basic Qualifications
Anyone 18 years old or older can apply for a Wyoming insurance license.
Continuing Education Requirements
To maintain your Wyoming Life & Health license:
| Requirement | Details |
|---|---|
| Total Hours | 24 hours every 2 years |
| Ethics Hours | Required (included in total) |
| Renewal Cycle | Every 2 years |
Wyoming Insurance Department
The Wyoming Insurance Department regulates insurance in Wyoming:
Contact Information
- Website: doi.wyo.gov
- Phone: (307) 777-7319
- Address: 106 East 6th Avenue, Cheyenne, WY 82002
What This Study Guide Covers
This guide is organized into the following chapters:
- Chapter 1: Wyoming Insurance Regulation & Licensing
- Chapter 2: Wyoming Life Insurance Laws
- Chapter 3: Wyoming Health Insurance Laws
- Chapter 4: Wyoming Policy Provisions & Consumer Protections
Work through each chapter systematically, complete all practice questions, and review key takeaways until you can recall them confidently.
Study Recommendations
Timeline
6-8 Weeks Before Exam:
- Begin studying Wyoming insurance law
- Review national Life & Health concepts
- Take diagnostic practice tests
4 Weeks Before Exam:
- Focus on weak areas identified
- Complete practice quizzes daily
- Memorize key Wyoming requirements
2 Weeks Before Exam:
- Take full-length practice exams
- Review Wyoming-specific regulations
- Schedule your exam with Pearson VUE
1 Week Before Exam:
- Final review of key topics
- Focus on Wyoming laws and rules
- Get adequate rest
Test-Taking Tips
Before the Exam
- Register with Pearson VUE
- Pay $96 exam fee at reservation
- Arrive early at the test center
- Bring valid government-issued photo ID
- No materials allowed in testing room
During the Exam
- Read carefully: Every word matters
- Watch for negatives: "NOT", "EXCEPT", "LEAST"
- Eliminate wrong answers: Narrow choices
- Flag difficult questions: Return later
- Manage time: ~1 minute per question
- Don't overthink: Trust your preparation
After the Exam
- Results provided immediately
- Passing: Apply for license and wait for fingerprint packet
- Failing: Reschedule and pay $96 exam fee
Disclaimer: This study guide is for educational purposes only and does not guarantee exam success. Always verify current regulations with the Wyoming Insurance Department, as laws and requirements may change.
Does Wyoming require pre-licensing education before taking the Life & Health insurance exam?
How many questions are on the combined Wyoming Life and Health insurance exam?
What is the Wyoming insurance exam fee?
What is unique about Wyoming's fingerprinting process for insurance licensing?
What is the total cost for a Wyoming resident to apply for an insurance license (application + fingerprinting)?