Key Takeaways
- The Tennessee Department of Commerce and Insurance (TDCI) regulates insurance
- The Insurance Commissioner is APPOINTED by the Governor
- Tennessee insurance law is found in Title 56 of the Tennessee Code
- TDCI handles both insurer regulation and producer licensing
- Tennessee REQUIRES 40 hours of pre-license education for combined Life & Health
Last updated: January 2026
Tennessee Regulatory Agencies
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Tennessee has a dedicated department for insurance regulation under the broader Commerce and Insurance umbrella.
Tennessee Department of Commerce and Insurance (TDCI)
The Tennessee Department of Commerce and Insurance (TDCI) is responsible for:
- Regulating insurance companies doing business in Tennessee
- Licensing and monitoring insurance producers
- Reviewing and approving insurance rates and forms
- Handling consumer complaints and inquiries
- Enforcing Tennessee insurance laws
- Overseeing continuing education requirements
TDCI Leadership
The Insurance Commissioner is:
- Appointed by the Governor
- NOT elected by voters
- Responsible for administering Title 56 of the Tennessee Code
- Current Commissioner: Carter Lawrence (appointed 2020)
Exam Tip: Remember that Tennessee's Insurance Commissioner is APPOINTED by the Governor, not elected by voters.
Tennessee Insurance Code
Tennessee insurance law is contained in Title 56 of the Tennessee Code:
| Chapter | Subject |
|---|---|
| Chapter 56-1 | General Provisions |
| Chapter 56-6 | Insurance Agents, Brokers, and Adjusters |
| Chapter 56-7 | Life Insurance |
| Chapter 56-26 | Health Insurance |
Chapter 56-6 - Producer Licensing
This chapter contains important provisions for licensing, including:
- Producer license requirements
- Appointment procedures
- Continuing education requirements
- Prohibited practices
- Disciplinary procedures
Contact Information
TDCI Main Office
| Contact Type | Information |
|---|---|
| Address | Davy Crockett Tower, 500 James Robertson Parkway, Nashville, TN 37243-1134 |
| Main Phone | (615) 741-2693 |
| Website | tn.gov/commerce/insurance |
Online Services
- NIPR: www.nipr.com - License applications and renewals
- Pearson VUE: www.pearsonvue.com/tn/insurance - Schedule licensing exams
- IdentoGO: www.tn.ibtfingerprint.com - Fingerprinting services
Exam Scheduling
| Contact Type | Information |
|---|---|
| Pearson VUE Phone | (800) 274-4957 |
| Website | www.pearsonvue.com/tn/insurance |
| Online/Remote Testing | Available through OnVUE |
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Test Your Knowledge
How is the Tennessee Insurance Commissioner selected?
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Test Your Knowledge
What is the name of Tennessee's insurance regulatory agency?
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Test Your Knowledge
In which title of the Tennessee Code is insurance law found?
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