Key Takeaways

  • The Ohio Division of Real Estate can suspend, revoke, or refuse to renew licenses for violations
  • Common violations include trust account mishandling, misrepresentation, and failure to supervise
  • Licensees can be fined up to $2,500 per violation
  • The Real Estate Recovery Fund protects consumers from licensee misconduct
  • Licensees have the right to a hearing before disciplinary action is final
Last updated: January 2026

Ohio License Law Violations and Discipline

The Ohio Division of Real Estate has authority to discipline licensees for violations of the Real Estate License Law.

Types of Violations

Common Violations

CategoryExamples
Trust AccountFailure to deposit, commingling, conversion
SupervisionInadequate oversight of salespersons
DisclosureFailure to disclose material facts
MisrepresentationFalse statements
AdvertisingMisleading ads, failure to identify broker
Unlicensed ActivityPracticing without valid license
IncompetenceFailure to provide competent service

Specific Prohibited Acts (ORC 4735.18)

Ohio law prohibits:

  1. Fraud or misrepresentation in obtaining license
  2. Dishonest or fraudulent dealings
  3. False advertising or misleading statements
  4. Failure to account for funds or documents
  5. Commingling client and personal funds
  6. Splitting fees with unlicensed persons
  7. Failure to disclose interest in property
  8. Violating fair housing laws
  9. Conviction of felony or crime of moral turpitude
  10. Practicing while impaired by drugs/alcohol
  11. Failing to provide agency disclosure
  12. Violating Ohio license law or rules

Disciplinary Process

Investigation

The Division investigates complaints from:

  • Consumers
  • Other licensees
  • Routine audits
  • Referrals from other agencies

Sanctions and Penalties

Types of Sanctions

SanctionDescription
WarningWritten notice of violation
FineUp to $2,500 per violation
EducationRequired completion of courses
ProbationLicense active with conditions
SuspensionTemporary loss of license
RevocationPermanent loss of license
DenialRefusal to issue/renew license

Fine Amounts

ViolationMaximum Fine
Per violation$2,500
Multiple violationsCumulative

Hearing Rights

Licensees facing discipline have the right to:

  • Written notice of charges
  • Administrative hearing
  • Present evidence and witnesses
  • Legal representation
  • Appeal adverse decisions

Real Estate Recovery Fund

The Ohio Real Estate Recovery Fund compensates consumers harmed by licensee misconduct.

Fund Details

FeatureDetail
Maximum per transaction$40,000
Maximum per licensee$40,000 (total from all claims)
SourceLicensee fees
RequirementJudgment against licensee
CollectionExhausted other remedies

Effect on License

If the Recovery Fund pays a claim:

  • Licensee's license is suspended
  • Must reimburse fund plus interest
  • License not reinstated until repaid

Trust Account Audits

The Division may audit broker trust accounts:

TriggerAction
ComplaintInvestigation initiated
Random auditRoutine oversight
License renewalMay trigger review
Deficiency foundDisciplinary process

Audit Requirements

Brokers must maintain:

  • Current bank statements
  • Monthly reconciliations
  • Transaction records
  • Deposit/disbursement logs
  • All records for 3 years
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Ohio Disciplinary Process
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Test Your Knowledge

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