Free New Jersey P&C Exam Prep
New Jersey Property & Casualty Insurance
Pass your New Jersey P&C exam without spending hundreds on expensive prep courses. Free study guides, practice questions, and AI-powered learning.
Quick Facts
New Jersey Property & Casualty Insurance License: Complete Roadmap
Follow this path to maximize your chances of passing on the first try
New Jersey 40-Hour Pre-License Course
Complete the required 40-hour DOBI-approved course including 3 hours of ethics education before registering for exams.
National P&C Fundamentals
Master foundational P&C insurance concepts: property insurance basics, casualty insurance principles, policy structures, and general concepts.
New Jersey P&C RegulationsYou are here
Study New Jersey-specific laws including DOBI regulations, choice no-fault auto, Standard vs Basic policies, and workers' compensation.
New Jersey Property Insurance
Learn NJ FAIR Plan, Shore Insurance Exchange for coastal properties, and New Jersey-specific property regulations.
Can You Take the New Jersey P&C Exam?
Check if you meet the basic eligibility requirements
- •Property and Casualty are separate lines - must take 2 exams for full P&C license
- •Pre-license course certificate valid for 12 months
- •$190 application fee is highest in the nation
- •Applications administered through NIPR
- •24 hours CE every 2 years including 3 hours ethics
New Jersey P&C Quick Facts
Time to Get Licensed
3-5 weeks
From start to license in hand
Retake Policy
No limit on retakes; can reschedule as soon as next day; must pay fee each attempt
Temporary License
Not available in New Jersey
Total Cost Breakdown
Exam Exemptions
Holders of these professional designations may be exempt from all or part of the exam:
Chartered Property Casualty Underwriter - may qualify for exam exemption
Certified Insurance Counselor - may qualify for exam exemption
Free New Jersey P&C Prep That Actually Works
The official pass rate is ~65-70% (varies by attempt). Our students do better.
500+ Practice Questions
More free questions than most paid courses
AI Tutor Explains Mistakes
Understand why answers are wrong, not just which ones
Updated for 2026
Content reflects latest exam changes
$0 Forever
No credit card, no trial, no upsells
What You'll Study
5 chapters covering everything you need to pass
Introduction: New Jersey Property & Casualty Insurance Exam Overview
1 sections
Chapter 1: New Jersey P&C Insurance Regulation & Licensing
3 sections
Chapter 2: New Jersey Property Insurance Laws
2 sections
Chapter 3: New Jersey Casualty Insurance Laws
3 sections
Chapter 4: New Jersey P&C Insurance Ethics & Prohibited Practices
3 sections
New Jersey P&C-Specific Topics Covered
10 free AI interactions per day
New Jersey P&C Exam Details
New Jersey Property & Casualty Insurance
Administered by New Jersey Department of Banking and Insurance (DOBI)
Exam Content Breakdown
Based on the official New Jersey Department of Banking and Insurance (DOBI) content outline
DOBI structure, 40-hour pre-license, licensing requirements
NJ FAIR Plan, Shore Insurance Exchange, coastal property
Choice no-fault auto, Standard vs Basic policy, workers compensation
Claims handling, NJPLIGA guaranty, unfair practices, producer conduct
What's Included
5 Chapters
Complete exam coverage
Practice Quizzes
With detailed explanations
Free to Start
No credit card required
Quality Exam Prep Shouldn't Cost Hundreds
I'm Ran Chen, an engineer with 20+ years of coding experience. I passed my Life Insurance license, EA exam, SIE, Series 6, 63, 65, and finally the CFP® exam.
Through all these exams, one thing became clear: exam prep is expensive. But with AI, we can change that. Quality preparation can now be free for everyone.
What's Next After the New Jersey P&C?
After passing the New Jersey P&C, you can pursue these career paths
New Jersey P&C Exam FAQ
Official New Jersey Department of Banking and Insurance (DOBI) Resources
Verify information with these official sources
More Free Resources
Ready to Start Your Free New Jersey P&C Prep?
Join thousands of candidates who passed their exams using our free study materials.