Key Takeaways

  • Oaths invoke a higher power (e.g., "Do you swear...so help you God?")
  • Affirmations are non-religious alternatives to oaths
  • Jurats combine witnessing the signature with administering an oath/affirmation
  • The signer MUST sign in front of the notary for a jurat
  • Common for affidavits and sworn statements
Last updated: January 2026

Oaths, Affirmations, and Jurats

Oaths vs. Affirmations

FeatureOathAffirmation
Invokes higher powerYes ("so help you God")No
Religious referenceYesNo
Legal effectSameSame
Signer's choiceSigner may chooseSigner may choose
Penalty for lyingPerjuryPerjury

When to Use Each

  • Oath: When the signer prefers a religious reference
  • Affirmation: When the signer prefers no religious reference

The notary must offer the signer a choice between an oath and affirmation. Never assume which one the signer wants.

Administering an Oath

Standard oath wording:

"Do you solemnly swear that the statements in this document are true, to the best of your knowledge, so help you God?"

The signer responds: "I do."

Administering an Affirmation

Standard affirmation wording:

"Do you solemnly affirm, under penalty of perjury, that the statements in this document are true, to the best of your knowledge?"

The signer responds: "I do."

What is a Jurat?

A jurat is a combined notarial act that includes:

StepAction
1Verify signer's identity
2Witness the signer sign the document
3Administer an oath or affirmation about the truthfulness
4Complete the jurat certificate
5Sign and seal

Critical Difference: Jurat vs. Acknowledgment

FeatureJuratAcknowledgment
Witness signatureRequiredNot required
Administer oathRequiredNot required
Verify content truthYes (signer swears)No
Pre-signed documentsNot allowedAllowed

Sample Jurat Wording

State of Nebraska, County of ____________ Subscribed and sworn (or affirmed) before me on [date] by [name of signer]. [Seal] [Signature of notary] [Printed name of notary] Notary Public

Common Documents Using Jurats

DocumentPurpose
AffidavitsSworn written statements
DepositionsSworn testimony
Sworn declarationsLegal statements under oath
Financial statementsCertified financial records

Fees for Oaths and Affirmations

ServiceMaximum Fee
Administering oath or affirmation$2
Certificate and seal (jurat)$5

On the Exam

  • Jurat = Must witness signing + administer oath/affirmation
  • Acknowledgment = No witnessing or oath required
  • Affirmations are the non-religious alternative to oaths
  • Pre-signed documents cannot be used for jurats
  • Always offer the signer a choice between oath and affirmation
Test Your Knowledge

A signer brings you a pre-signed affidavit and asks for a jurat. What should you do?

A
B
C
D
Test Your Knowledge

What is the primary difference between an oath and an affirmation?

A
B
C
D
Test Your Knowledge

For which notarial act must the notary witness the actual signing of the document?

A
B
C
D