Notary Exams11 min read

FREE New Mexico Notary Exam Guide 2026: Pass Your NM Notary Public Exam on the First Try

Complete free New Mexico Notary Public exam prep guide for 2026. Covers exam format, education requirements, RULONA compliance, bond requirements, and tips to pass your New Mexico notary exam.

Ran Chen, EA, CFP®January 19, 2026

Key Facts

  • New Mexico requires passing a notary exam with an 80% score - higher than most states
  • New Mexico implemented RULONA (Revised Uniform Law on Notarial Acts) effective January 1, 2022
  • New Mexico requires a \$10,000 surety bond for all notaries
  • Maximum notary fee in New Mexico is \$5.00 per notarial act (plus \$25 RON surcharge)
  • New Mexico notary stamps must be registered within 45 days of commission
New Mexico notary exam 2026: 80% passing score, $30 fee, $10,000 bond, education required

New Mexico Notary Public Exam Overview

The New Mexico Notary Public Exam is required for all first-time notary applicants under the Revised Uniform Law on Notarial Acts (RULONA). New Mexico implemented RULONA effective January 1, 2022, which modernized notary requirements and authorized Remote Online Notarization.

The examination is administered through Secretary of State-approved vendors, including the National Notary Association, and requires an 80% passing score.

Exam Format at a Glance

ComponentDetails
Education CourseRequired (approved vendor)
Passing Score80%
Exam DeliveryProctored online
Application Fee$30
Commission Term4 years
Surety Bond$10,000 required

Why Become a New Mexico Notary?

  • Growing state — Albuquerque and Santa Fe expanding
  • RULONA compliance — Modern notary framework
  • Remote Online Notarization — NM allows RON
  • Clear fee structure — $5 max per notarial act
  • 4-year commission — Standard commission term
  • Non-resident eligibility — Regular NM employment qualifies

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New Mexico Education and Exam Requirements

Mandatory Education Course

All first-time New Mexico notary applicants must:

  1. Complete the Notary Education Course through an approved vendor
  2. Pass the examination with a score of 80% or higher
  3. The course covers RULONA requirements and New Mexico notary law

Approved Providers:

  • National Notary Association (NNA) — Approved by Secretary of State
  • Other SOS-approved vendors

Renewal Exemption

You do NOT need to retake the education course and exam if:

  • You passed the course/exam after January 1, 2022
  • Your commission has not expired for more than one year
  • The Secretary of State has record of your previous passing

If your commission lapsed more than 1 year: Full new applicant requirements apply (including education and exam).

Remote Online Notary (RON) Training

To become a RON, you must complete additional training:

  1. Complete the RON Education Course through approved vendor
  2. Pass the RON examination
  3. Pay $75 RON authorization fee

Key Topics Covered on the Exam

1. RULONA Fundamentals (25%)

New Mexico RULONA (Sections 14-14A-1 to 14-14A-32 NMSA 1978):

  • Definitions and scope
  • Notarial officer qualifications
  • Commission application process
  • Duties and prohibitions

Commission Requirements:

  • Must be 18 years or older
  • New Mexico resident OR regular place of employment in New Mexico
  • Able to read and write English
  • No felony conviction or fraud-related crime in past 5 years
  • No notary commission denial, suspension, or revocation in another state
  • Complete education course and pass exam
  • Obtain $10,000 surety bond

2. Types of Notarial Acts (30%)

Acknowledgments:

  • Signer acknowledges signing voluntarily
  • Most common notarial act
  • Signer must personally appear (in-person or via RON)

Jurats (Verification on Oath or Affirmation):

  • Signer swears content is true
  • Must sign in notary's presence
  • Notary administers oath or affirmation

Copy Certification:

  • Certify copies of certain documents
  • Cannot certify vital records
  • Follow New Mexico requirements

Signature Witnessing:

  • Witness the signing of a document
  • Signer signs in notary's presence

Other Acts:

  • Certifying that an event has occurred
  • Certifying that an act has been performed
  • As authorized by New Mexico law

3. Identification Requirements (20%)

Satisfactory Evidence of Identity:

MethodRequirements
Personal KnowledgeNotary personally knows the signer
ID DocumentGovernment-issued with photo, signature, and physical description
Credible WitnessOne witness who personally knows signer and is known to notary

Acceptable ID Documents:

  • US Passport or passport card
  • Driver license or state ID
  • US military ID
  • Foreign passport

4. Journal Requirements (15%)

Mandatory Journal: Every New Mexico notarial officer must keep a journal of all notarial acts:

Required Entries (contemporaneous):

  • Date and time of notarial act
  • Type of notarial act
  • Brief description of document
  • Full name and address of each signer
  • Method of identification used
  • If ID document used: type, issuer, and expiration date
  • Fee charged (if any)

Journal Format:

  • Tangible: Bound paper book with sequentially numbered pages
  • Electronic: Secure, tamper-evident format convertible to PDF

Retention:

  • Keep journal for at least 10 years after last entry
  • Report lost/stolen journal to Secretary of State immediately

RON Journal Addition:

  • Must record name of RON system provider used

5. Stamp Requirements (10%)

Official Stamp Must Include:

  • Words "State of New Mexico" and "Notary Public"
  • Your legal name exactly as on commission
  • Your commission number
  • Commission expiration date
  • Great Seal of the State of New Mexico

Format:

  • 10 point font minimum
  • Must be legible and photographically reproducible

Registration Required:

  • Register your stamp with Secretary of State within 45 days of commission
  • Failure to register results in referral to State Ethics Commission

Fee Schedule

New Mexico sets maximum notary fees by state law:

ServiceMaximum Fee
All notarial acts$5.00 per act
RON Technology SurchargeUp to $25.00 per act

Note: The $25 RON surcharge is in addition to the $5 notarial fee.

Study Timeline for Success

WeekFocus AreaHours
Week 1Complete approved education course4-6
Week 1-2RULONA sections and definitions3-4
Week 2Notarial acts deep dive3-4
Week 2-3Journal and stamp requirements3-4
Week 3Identification and prohibited acts3-4
Week 3-4Practice questions and review4-5

Total recommended study time: 20-25 hours


New Mexico-Specific Exam Tips

1. Know RULONA Inside and Out

New Mexico's exam is based on RULONA:

  • Study Sections 14-14A-1 through 14-14A-32 NMSA 1978
  • Understand modern notary terminology
  • Know the definitions (Section 14-14A-2)

2. Master the 80% Threshold

The passing score is 80%, which is higher than many states:

  • Cannot afford many wrong answers
  • Review all topics thoroughly
  • Take practice tests before the real exam

3. Understand Journal Requirements

New Mexico has strict journal requirements:

  • Contemporaneous entries required
  • Specific information must be recorded
  • 10-year retention period
  • Report lost/stolen journals immediately

4. Key Numbers to Remember

TopicNew Mexico Requirement
Passing score80%
Bond amount$10,000
Commission term4 years
Application fee$30
Max fee per act$5
Stamp registration45 days
Journal retention10 years
RON authorization fee$75

Common Mistakes to Avoid

  1. Underestimating the 80% pass requirement — Study thoroughly
  2. Skipping the education course — Mandatory for first-timers
  3. Not registering stamp on time — 45-day deadline is strict
  4. Incomplete journal entries — All required fields must be recorded
  5. Confusing RULONA with old law — New Mexico uses modern framework
  6. Forgetting RON requires separate training — Additional course and fee

After Passing Your Exam

  1. Obtain $10,000 surety bond from licensed surety
  2. Complete online application at Secretary of State portal
  3. Pay $30 filing fee (e-check or credit card)
  4. Have oath notarized by a New Mexico notary
  5. Wait for commission approval from Secretary of State
  6. Register your stamp within 45 days of commission
  7. Purchase journal meeting format requirements
  8. Begin your notary practice — Commission valid 4 years

Remote Online Notarization (RON) in New Mexico

New Mexico authorized RON under RULONA regulations (NMAC 12.9.3.1-16 and 12.9.4.1-19):

RON Requirements

  1. Be a commissioned New Mexico notary or Automatic Notarial Officer
  2. Complete RON education course and exam
  3. Apply for RON authorization ($75 fee)
  4. Upload electronic stamp to Secretary of State
  5. Use approved RON system provider

RON Performance Requirements

  • Notary must be physically in New Mexico during the session
  • Verify signer identity via ID scan plus credential analysis or KBA
  • Use e-certificate, e-seal, and e-signature
  • Record in e-journal noting the RON provider
  • Observe signer behavior for signs of coercion

RON Record Retention

All RON providers must be approved by the Secretary of State.

Total Cost to Become a New Mexico Notary

ItemCost
Education Course & Exam$50-$100 (vendor dependent)
Application Fee$30
Surety Bond (4 years)$50 (typical)
Notary Stamp$25-$50
Notary Journal$15-$30
Total Estimated$170-$260

RON Additional Costs:

  • RON Course & Exam: $50-$100
  • RON Authorization Fee: $75

Start Your New Mexico Notary Career Today

New Mexico's RULONA-based system provides a modern framework for notarial practice. With proper preparation and an 80% score on the exam, you can join the ranks of New Mexico notaries serving the Land of Enchantment.

Explore All Notary Resources

Our resources include:

  • Complete topic coverage
  • Practice questions with explanations
  • RULONA specifics for New Mexico
  • Study guides and summaries
  • AI-powered study assistance
Test Your Knowledge
Question 1 of 4

What is the passing score required for the New Mexico notary exam?

A
70%
B
75%
C
80%
D
85%
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