Securities

Market Capitalization

Market capitalization (market cap) is the total market value of a company's outstanding shares, calculated by multiplying the current stock price by the number of shares outstanding. It's used to classify companies as large-cap, mid-cap, or small-cap.

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Exam Tip

Market Cap = Price × Shares. Large-cap = $10B+. Small-cap = under $2B. Stock price alone doesn't indicate size!

What is Market Capitalization?

Market capitalization (market cap) measures a company's total value as determined by the stock market. It represents what the market believes the company is worth based on its current stock price and the total number of shares available.

Market Cap Formula

Market Cap = Current Stock Price × Shares Outstanding

Example Calculation

CompanyStock PriceShares OutstandingMarket Cap
Company A$1501 billion$150 billion
Company B$50500 million$25 billion
Company C$10100 million$1 billion

Market Cap Categories

CategoryMarket Cap RangeCharacteristics
Mega-Cap$200B+Largest global companies
Large-Cap$10B - $200BEstablished, stable
Mid-Cap$2B - $10BGrowth potential with stability
Small-Cap$300M - $2BHigher growth, higher risk
Micro-Cap$50M - $300MSpeculative, high risk
Nano-CapUnder $50MVery small, often penny stocks

Why Market Cap Matters

UseApplication
Index InclusionS&P 500 requires large market cap
Fund ClassificationDetermines "large-cap fund" vs "small-cap fund"
Risk AssessmentLarger = generally more stable
Liquidity IndicatorLarger = typically more liquid

Market Cap vs. Other Metrics

MetricWhat It MeasuresIncludes Debt?
Market CapEquity value onlyNo
Enterprise ValueTotal company valueYes
Book ValueAccounting valueNo

Market Cap and Investment Style

Cap SizeRiskGrowth PotentialDividend Likelihood
Large-CapLowerModerateHigher
Mid-CapModerateModerate-HighModerate
Small-CapHigherHigherLower

Important Considerations

  • Stock Price Alone Doesn't Matter: A $500 stock isn't "bigger" than a $50 stock—market cap determines size
  • Changes Daily: As stock prices move, market cap changes
  • Splits Don't Affect It: Stock splits change price and shares but not market cap
  • Free Float: Some indices use "float-adjusted" market cap (only tradeable shares)

Examples of Market Cap Tiers

TierExample Companies (2024)
Mega-CapApple, Microsoft, Amazon
Large-CapGoldman Sachs, FedEx, Target
Mid-CapCrocs, Five Below, Shake Shack
Small-CapMany regional banks, small retailers

Exam Alert

Market cap = Price × Shares Outstanding. Used to classify stocks as large, mid, or small cap. Stock price alone does NOT indicate company size!

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