Last updated: February 19, 2026. Sources: Mississippi Insurance Department content outline and Pearson VUE candidate handbook/content outlines.
Mississippi P&C Producer Outline: Fast Answer
If you are studying for Mississippi Property and Casualty, anchor your prep to the official structure below:
- Exam code: 11 Property & Casualty Producer
- Questions: 100 total (90 scored + 10 pretest)
- Time: 150 minutes
- Exam fee: $50 (per Pearson VUE handbook fee table)
Official 2026 Outline Snapshot (Mississippi)
The current Pearson/Mississippi outline allocates the 90 scored items as follows:
| Domain | Scored Questions (of 90) |
|---|---|
| I. Types of Property Policies | 15 |
| II. Property Terms and Related Concepts | 11 |
| III. Property Policy Provisions and Contract Law | 9 |
| IV. Types of Casualty Policies, Bonds, and Related Terms | 16 |
| V. Casualty Terms and Related Concepts | 11 |
| VI. Casualty Policy Provisions | 8 |
| VII. Mississippi Property and Casualty Insurance Laws | 20 |
High-level takeaway: casualty + state law controls a large share of your score.
Exam Structure and Timing
| Item | Mississippi P&C Producer |
|---|---|
| Total questions | 100 |
| Scored questions | 90 |
| Pretest questions | 10 |
| Time limit | 150 minutes |
| Average pace | ~1.5 minutes/question |
High-Yield Topics by Domain
Property side (Domains I-III)
- HO policy form differences (HO-2/3/4/5/6/8)
- Dwelling policy differences (DP-1/2/3)
- Commercial property forms and causes of loss forms
- Business income vs extra expense
- Inland marine basics and floating property treatment
- Core contract provisions (conditions, exclusions, subrogation, other insurance)
Casualty side (Domains IV-VI)
- CGL coverage parts, triggers, and key exclusions
- Commercial auto and PAP role separation
- Workers compensation and employer liability framework
- Crime, bonds, and umbrella concepts
- Liability concepts: negligence, absolute/strict/vicarious liability
- Casualty policy conditions and claims duties
Mississippi state law (Domain VII)
- Commissioner powers and licensing authority
- Producer duties and prohibited practices
- Required policy provisions and cancellation/nonrenewal rules
- Unfair trade practice and market conduct concepts
Memorization Map That Works
Use a two-layer map:
- Coverage map
- What is covered
- Who is covered
- What is excluded
- What conditions apply
- State-law map
- Who can sell
- What they can/cannot do
- What must be disclosed
- How complaints/discipline flow
If you cannot place a topic into one of these two maps, you probably do not know it well enough yet.
4-Week Study Plan
Week 1
- Property forms and property terminology
- 40-60 mixed property questions
Week 2
- Casualty policies and casualty terminology
- 60-80 mixed casualty questions
Week 3
- Mississippi law + weak-area repair
- Two timed 100-question sets
Week 4
- Timed final simulations + review notebook
- Final-day formula/definition pass
Pass Benchmark Before Scheduling
Use these thresholds:
| Practice Metric | Target |
|---|---|
| Timed mixed sets | 80%+ |
| State-law specific sets | 82%+ |
| Last two full simulations | 80-85% |
The real passing score requirement is lower, but this buffer reduces retake risk.
Exam-Day Strategy
- First pass: answer sure items quickly.
- Flag and move on from long scenarios.
- Protect last 15-20 minutes for review.
- Do not overthink pretest-style odd items.
- Keep pace near 50 questions per hour.